• Skip to main content
  • Skip to primary sidebar
  • Skip to footer

  • About
    • About us
    • Why SeedTime?
    • Our Beliefs
    • The Story of SeedTime
  • Podcast
  • Free Book
    • Get your 1st copy free (+S&H)
    • Order multiple copies here
  • Programs
    • Login
    • Mission-Driven Millionaire
    • True Financial Freedom
    • The Real Money Method (unbudgeting) course
    • The 10x Investing course
  • Churches
  • Blog
    • The 14 Financial Tools We Actually Use
    • Our strategy for giving away millions
    • 5 Bible Verses You Should Know (Free PDF)
    • 25 Ways to Save Money
    • Why we began giving our age as a percentage
    • My Checklist To Financial Freedom (Free PDF)
    • Tithing: an honest look and what we do
    • Why I took a Sabbatical YEAR (and how I did it)
    • How to travel for FREE [161 hotel nights and 103 flights all free]
    • 4 Financial Lessons from Solomon: The Richest Man Ever
    • How to become a millionaire by turning $2k into $1 mil
    • How to get out of credit card debt (Free PDF)
    • How I made $2,145 Last Month by decluttering
    • How I Broke Free From the Rat Race (in less than 2 years)
    • We just checked off the biggest goal in our life
    • Our Honest Medi-Share Review after 14 years
    • 4 Money Habits To Start (that basically guarantee financial success)
  • Email

The Blog

The One Question That Gets Nearly Every Pastor in Trouble With Money

written by Bob Lotich, CEPF® | Biblical Personal Finance

There’s a question that haunts the minds of pastors that is rarely talked about publicly. It surfaces during budget meetings, while opening mail containing modest honorariums, and in the quiet moments when they’re reviewing their family finances at the kitchen table. The question isn’t spoken aloud often, but it echoes silently in their thoughts: “Is […]

Christian Financial Curriculums: 5 things to look for in a Christian Financial Class

written by Bob Lotich, CEPF® | Biblical Personal Finance

Considering taking a Christian Financial Class

The Bible has a lot more to say about money than we think… and so going through a Christian Financial Curriculum makes a whole lot of sense as a Jesus-follower. And unlike other Biblical issues, it can be an ever-present worry that touches every area of our lives. It can be hard to ‘enter the […]

The 4 Money Skills: What They Never Taught You in School

written by Bob Lotich, CEPF® | Managing Money

truth about money

You’ve probably noticed something strange about money. Despite spending 12+ years in school learning about everything from algebra to ancient history, most of us graduate without ever learning one of life’s most essential skills: Money. Think about that for a second. We spend years learning how to diagram sentences and calculate geometric angles, but somehow […]

Biblical Contentment: The Surprising Power of Wanting Less & a Biblical perspective

written by Bob Lotich, CEPF® | Biblical Personal Finance

What Ancient Rome and the Bible can Teach Us About True Financial Freedom and contentment Yesterday I read a chapter from Ryan Holiday’s Discipline is Destiny that helped me put to words something that I have been thinking on for years. There’s a particular kind of power that comes from being content with little. It’s […]

Should You Tithe On Business Income?

written by Bob Lotich, CEPF® | Biblical Personal Finance

A Business Owner’s Guide to Tithing As a Christian business owner, understanding how to honor God with your business finances can often feel complex. One of the most common questions I receive is about tithing on business income – should you tithe on revenue, profits, or just your personal income from the business? This question […]

Streets of Gold in Heaven: What They Reveal About God’s Provision

written by Bob Lotich, CEPF® | Biblical Personal Finance

Have you ever stopped to really think about the streets of gold in heaven? Not just as a nice mental picture, but what it actually reveals about God’s heart and His abundance? Recently, I was talking with Linda about this, and it hit me in a fresh way that completely transformed how I view God’s […]

Is Paying Off Your Mortgage Early Possible? Here’s How We Did It In 3 Years

written by Bob Lotich, CEPF® | Saving Money, Biblical Personal Finance, Debt Help, Managing Money

How We Paid Off Our Mortgage in 3 Years: 5 Unconventional Steps We Took I know it feels nearly impossible to even buy a house these days, let alone dream about paying it off early. But even if you barely scraped together enough for that down payment, I don’t want you to fall for the […]

37x your finances in minutes per day

written by Dylan | Wealth Secrets

Here’s something that could make a massive difference in your finances in just a few minutes per day: Best-selling author and habit-building expert James Clear found that improving by just 1% each day makes you 37 times better over a year. In financial terms, even doubling your AUM (or net worth) would be just a 2x improvement. So 37x? […]

  • « Go to Previous Page
  • Go to page 1
  • Go to page 2
  • Go to page 3
  • Go to page 4
  • Interim pages omitted …
  • Go to page 80
  • Go to Next Page »

Primary Sidebar

Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

Footer



SeedTime is a 2x Plutus award winning website.
seedtime money logo



SeedTime BBB Business Review
seedtime instagram seedtime money youtube channel seedtime money twitter with Bob Lotich


Our book Simple Money, Rich Life was named 2022 book of the year!
  • Home
  • About
  • Beliefs
  • Blog
  • Courses
  • Churches
  • Press
  • Shop
  • Affiliates
  • Login

Privacy Policy | Terms | Reviews | Earnings Disclaimer | Contact | 636-344-0438
625 Bakers Bridge Ave Suite 105-134 Franklin, TN 37067
©2007-2025 · SeedTime (Formerly ChristianPF)