In order to have an effective budget, you’re going to need some basic personal budget categories to start. Determining your budget categories isn’t always easy, especially if you’ve never made a budget before. Start your budget off right . . . here are some of the best budgeting categories to set you off on the right foot.
The Blog
How to Calculate Your Net Worth & Why You Should
While I think few would argue that paying off debts is a good thing, there is a better way to accurately see the big picture of your finances. It is called your NET WORTH. And no it is not just a number that rich people talk about at cocktail parties. It is what financially savvy people use to track their progress.
31 Legitimate & Profitable Home Based Business Ideas
If you are like many, the thought of starting a home-based business has probably crossed your mind at some point. With the economy being what it is, layoffs all around us, and an increasing desire for many to escape the rat race and work from home many are trying to start a home-based business…
7 Easy Money Moves You Can Make Today
Today I want to lay out a few simple money moves you can make to improve your finances. Each one is very different, but all will help you move forward financially. My encouragement to you would be to not just read the list and say to yourself “those are good ideas, I should do that,” […]
5 Ways To Get Started Investing With Very Little Money
Do you think that it is impossible to build a balanced investment portfolio if you have very little money to invest? Think again. Using very little money, you can spread your investments across the full spectrum of asset classes — stock-based mutual funds and exchange-traded funds, bonds, and even commodities.
5 Student Loan Forgiveness Programs (for Nurses, Teachers, Military, and Others)
Lately, I have been talking to a lot of folks who are heavily burdened by their student loan debts – some of whom have over $100,000 in student loan debt. And while I believe, according to scripture, we are to pay back our debts, if they are forgiven by the lender then we are off […]
Fundrise vs. Rental Property
(The following is a transcription from a video I recorded. Please excuse any typos or errors.This is a testimonial in partnership with Fundrise. We earn a commission from partner links on SeedTime.com. All opinions are my own.) This article will help you decide if you should invest in Fundrise. And I’m going to tell you […]
My New Credit Card
So I recently got a new credit card and replaced my Sapphire Preferred that I have been using for over 5 years. You can watch this video for details of why I switched… Now their signup bonus is always changing, but regardless the 1.5% unlimited cashback with no annual fee still makes it a pretty […]
