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The Blog

Long Term Care Insurance: Are Seniors The Only Ones Who Need it?

written by Jay Peroni, CFP® | Managing Money

are seniors the only ones who need long term care insurance

Many in their 40s and 50s begin to wonder about long-term care insurance. They may be taking care of an aging parent or seeing someone they love that needs an assisted living facility, in home health care, or a nursing home. So that brings up an interesting question: who needs long-term care insurance?

Should You Sell Your House to Pay Off Debt?

written by Joe | Debt Help, Managing Money

should you sell your house to pay off debt

“Help!” you are crying. “My debt load is weighting me down so much that I am considering selling my house to get rid of it. Should I?” Although I appreciate your willingness to sacrifice in order to dump debt, selling your house may not be the best way. Ask yourself the following question: Why am I in debt?

8 Money Questions That Have a Lasting Impact on Your Finances

written by Craig Ford | Managing Money

money questions that have a lasting impact on your finances

Making decisions can be hard work. Sometimes I get tired of trying to choose between all the options of life.  Truth be told, some decisions that I thought were important turned out to have little or no impact on my life.  Other decisions that I made are still impacting me (either positively or negatively). In […]

The Widow’s Mite: Do We Have it Wrong?

written by Bob Lotich, CEPF® | Biblical Personal Finance

I have always heard the story of the Widow's Mite used in the context of sacrificial giving - as that seems to be the most common interpretation among Christians. But the commenter argues that it isn't about that at all.

I have always heard the story of the Widow’s Mite used in the context of sacrificial giving – as that seems to be the most common interpretation among Christians. But the commenter argues that it isn’t about that at all.

10 Free Bible Study Resources And Tools

written by Jason Price | Saving Money

10 free bible study tools and resources

I’ve spent some time searching around the web to see what I could find. Overall, I’ve found some great free resources for learning and studying God’s Word. Therefore, I decided to provide you 10 free Bible study resources I came across in which I think may be worthwhile to visit and review to see if they fit your needs…

7 Scriptures On Wise Money Management

written by Guest | Biblical Personal Finance

7 bible scriptures on the wise use of money

Let’s acknowledge that the American economy doesn’t look good right now, but the Bible has a lot to say about provision that we should see as truth, and it’s something we can hold onto, in times as dread-inducing as these. Let us see 7 different perspectives about money and provision that the Bible offers…

Fix Social Security by Changing Retirement Age to 70?

written by Jason Price | Budgeting, Saving Money

social security age raised to 70?

I must admit I don’t think much about Social Security as a retirement option these days. How could I when most financial advisors and experts tell you to plan around it and don’t depend on it because it won’t be there by the time you retire (unless you’re close to retirement). Personally, I focus on contributing to my company’s 401(k), my Roth IRA and traditional IRA as the best sources of retirment income. ..

Are You a Tigger, an Eeyore, or a Pooh?

written by Joe | Productivity

Winnie Pooh creator A. A. Milne had great insights into human behavior, as demonstrated in his characters Tigger, Eeyore, and Winnie the Pooh. We all know real life Tiggers, Eeyores and Poohs. In fact, most of us can see some of these three in our own lives. Because our personalities often determine how we…

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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