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The Blog

4 Things the Apostle Paul Teaches Us About Money & Giving

written by Jason Topp CFP®, CRPC® | Saving Money

4 things the apostle paul teaches us about money and giving

The Apostle Paul is the most well-known Christian missionary. He was beaten, persecuted, shipwrecked and thrown into prison numerous times for His faith, and yet wrote half of the New Testament! So let’s take a look at what the Apostle Paul teaches us about our money…

What is Private Placement Life Insurance?

written by Guest | Managing Money

Private placement life insurance describes a type of variable life insurance that is only offered privately and not through a public offering. It can be a great a defensive tax strategy that transforms ordinary taxable income as well as capital gains into tax free income without any income tax reporting requirements under, and it is all done legally…

Advantages Of A Living Trust vs. A Will

written by Jay Peroni, CFP® | Managing Money

Over the past 15 years as a financial planner, I am often asked, “should I have a will or a trust?” I sure wished every prospective client would ask this question because this would reveal they were planning ahead. The sad fact remains that less than half of adults have a will, let alone a trust…

Short Term Mission Trips | 17 Ways To Save Money

written by Craig Ford | Saving Money

short term mission trip

There is a high cost associated with missions. Stewardship is about stretching every dollar, gift, and resource we have for the sake of God’s kingdom. One great way to minimize the cost of an overseas mission trip is by saving money on necessary items along the way.

What’s the Best Way to Help the Poor?

written by Chris | Saving Money

What is the best way to help the poor?

If you’re a Christian, you can’t help but read the Bible and be overwhelmed by God’s concern for the poor, weak and marginalized in society. He tells us to be concerned for the widow and the orphan. Jesus himself said in Matthew 25 that, “As you did to one of the least of these, you did to me” meaning that if we gave food to the hungry, drink to the thirsty and clothes to the naked, it’s as if we did it to Jesus!

When Can You Withdraw From Your Traditional IRA?

written by Jason Topp CFP®, CRPC® | Investing, Managing Money

For some reason I get this question a lot in my day job, so I thought I’d provide a little clarification on some of the rules regarding withdrawals from Individual Retirement Arrangements, or IRAs.

IRAs were designed to provide an opportunity for folks to save for retirement on a pre-tax, tax-deferred basis. In other words, the money grows without having to pay any taxes on the gains.

Planning a Wedding on a Budget: 4 Tips for Saving Money

written by Linda | Saving Money

The first way to save money on your wedding is the most important: you have to want to save money. I’ve noticed in the past few years that some things are worth paying for, and some things are not. But just because you don’t pay for something doesn’t mean you can’t get great results (and sometimes better results) by using your creativity. Here are some simple things to do to save money. They all involve creativity, so open your mind and get creative (or call you sister or friend or aunt in the room to help you out)…

How to Raise a Child on Less Than $266,698

written by Joe | Managing Money, Saving Money

how to raise a child for less than a quarter million dollars (which is what they say the average cost is from birth to adulthood)

How much does it cost to raise a child these days? According to Baby Center web site, the cost of raising a child from baby to adulthood is $266,698. Now that you have pulled yourself up off the floor, I want to assure you that it is OK to bring babies into the world even […]

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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