(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) So you decided you want to start a budget, but you don’t know where to start. Well, if you are new to budgeting we’re going to show you exactly how to do that, how you can get […]
Budgeting
How to earn $175/month with credit cards (Tax-Free!)
(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) We had a reader, one of our readers, one of our really smart readers reached out and sent me an email of how she generates $175 a month using her credit cards. She earns less than $500 […]
The Unlikely Money Change That Helped Our Marriage
Linda and I have been married for 14 years. In the beginning of our marriage, we struggled with our finances. And, we were definitely not on the same page when it came to money. This rings true to many married couples out there. The joining of two lives also means the joining two potentially different […]
10 Free Household Budget Spreadsheets
Someone asked me to share my favorite free household or personal budgeting spreadsheets… Each one of these budgeting templates are free… If you use OpenOffice (basically a free version of Microsoft Office)…
If It Weren’t For THIS, We’d Be Devastated Financially
So I remember my first real job, I remember a really important financial lesson that I learned shortly after I started this job. So I had been working about 9 or 10 months and then had an annual review with my boss and I was called into her office. She ends up telling me, “Bob, […]
A free savings goal calculator
I’ll be honest. I get contacted multiple times a day from various companies wanting to advertise on SeedTime or wanting us to promote “their thing”. And 99.9% of them get the delete button. Not all of them are bad (though many are), but I only work with advertisers that have products that I am actually […]
Was Jesus a tightwad?
It seems that many Americans think the defining indicator of financial security is your lack of concern for waste. You can see it all over our culture with movie stars spending $30,000 on a designer handbag to carry their dogs in, or in the rock-n-roll lifestyle where music videos clearly portray the idea that,”money is no object,” often times in a competition of who can have the most gold chains or throw the most cash in the air.
70+ Budget Categories To Consider for your Budget
In order to have an effective budget, you’re going to need some basic personal budget categories to start. Determining your budget categories isn’t always easy, especially if you’ve never made a budget before. Start your budget off right . . . here are some of the best budgeting categories to set you off on the right foot.
