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Debt Help

What Does The Bible Say About Debt? (The Surprising Truth)

written by Bob Lotich, CEPF® | Biblical Personal Finance, Debt Help

Before you begin your journey to get out of debt, it is important to know what the Bible says about debt.

Before you begin your journey to get out of debt, it is important to know what the Bible says about debt. You can then use these truths to build your faith since faith comes by hearing the word. Once you have a solid understanding of what God has to say about the issue, then you can boldly pray about your debt in faith.

10 ways to become poor

written by Bob Lotich, CEPF® | Debt Help, Managing Money, Saving Money

10 ways to become poor

These are some simple ways to become poor… 1. Spend more than you make – Actually if you only do #1, you won’t have to worry about the other 9. This is the easiest way for anyone to become poor. It doesn’t matter if you make millions or hundreds each month, the same principle applies.

How to quit spending more money than you make

written by Bob Lotich, CEPF® | Biblical Personal Finance, Budgeting, Debt Help, Saving Money

How to quit spending more money than you make

So you want to learn how to quit spending more money than you make? Here are a few ideas that have helped me…

Why I Think You Should Set A Goal Today

written by Bob Lotich, CEPF® | Biblical Personal Finance, Career & Work, Debt Help

He said rather bluntly, "So, what do you want?". I had thought about a lot of things I didn't want in life. A low-paying job, a job I hated, a dead-end career path were all at the top of my list, but I hadn't really spent much time thinking about things I wanted. He made me. Once I was able to decide on specific things that I wanted in life (particularly in the next 5 years), he had me write them down. This list is what became my 5-year goals

Have you ever wondered how setting a goal and following God’s will can co-exist? After all, what is the point setting a goal that isn’t what God is wanting for us?

How To Negotiate With Credit Card Companies (And Stop Wasting Money)

written by Bob Lotich, CEPF® | Debt Help, Saving Money

how to negotiate credit card rates

A few years ago, when I had over $15,000 of credit card debt, I was often negotiating with credit card companies to get better interest rates. I took a very active approach toward minimizing my interest expense on my debt and learning to negotiate with credit card companies was a key component…

8 Ways to Stay Motivated While Getting Out of Debt

written by Joe | Debt Help

You open that credit card statement and sigh. “It’s going to take forever to get this thing paid off.” When you add your student loan debt and your car debt, that sigh turns to a moan. You ask yourself, “How can I ever stay on task long enough to do this? Is there a way to stay motivated?”

4 Keys to Break Free from Your Debt

written by Tim | Debt Help

4 keys to paying off debt

Getting out of debt can be tough, but these principles can help you get through it much easier.

What Is AARP And Is Membership Worth The Cost? (Important Facts)

written by Carol | Debt Help, Saving Money

is an AARP membership worth it? A look at the benefits and why you should just admit that you are now 50 and enjoy the perks!

When my husband started getting membership applications from AARP around his 49th birthday, he was the laughing stock of the family. “Ha, ha, dad,” the kids would jeer. “You’re officially old.” Not wanting to admit his advancing years, he threw the offers in the trash . . . .

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Primary Sidebar

Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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