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Saving Money

25 Free Ways to Show Your Wife You Love Her

written by Carol | Saving Money

25 free ways to love your wife... https://seedtime.com/free-ways-to-show-your-wife-you-love-her/

According to Gary Chapman’s book The Five Love Languages, people understand emotional messages from others in five different ways. He calls these ways “love languages.” He insists that in order for your spouse to understand the feelings that you are trying to convey, you must speak her love language. Here’s how you can do that!

Are Church Giving Kiosks a Good Thing?

written by Rich Avery | Saving Money

Giving Kiosk

I attended a missions conference at a very large church in the Orlando area six years ago and was struck by a machine sitting in the lobby. At first, I thought it looked like an ATM. But it wasn’t. After a closer look, I discovered that this curious machine was a giving kiosk.

The Importance of Life Insurance

written by Bob Lotich, CEPF® | Saving Money

The Importance of Life Insurance

If you don’t have life insurance and you have a family that you support, today is your day. Part of preparation is for our benefit and part of it is for the benefit of our loved ones. In this case you and I won’t have any tangible benefit from purchasing life insurance, but the peace of knowing that our loved ones will have a nice financial buffer is pretty nice.

How to Manage Money as a College Student

written by Cherie | Managing Money, Saving Money

College Student with Money

Campuses are gearing up for fresh-faced freshmen and returning students this fall. Many college students have a limited amount of money — along with limited experience in managing money. But the opportunities to spend are unlimited! Here are some tips for managing your money as a college student . . . .

5 Steps to Take When You Receive a Call from the Collection Department

written by Guest | Saving Money

Collection Call

Have you ever been called by a collector? It’s not a pleasant experience. I’ve only received one collection call, but it was terrifying. I was in my early 20’s, already had a decent amount of debt, a reasonably expensive mortgage, and had recently quit my job to pursue one of my hair-brained million dollar schemes. Oops. Anyway, I was 30+ days past due on my mortgage, so I received a call from the mortgage company.

8 Reasons People Don’t Give to Church

written by Guest | Saving Money

8 Reasons People Don't Give to Church

Churches exist to develop people in the Christian faith and to spread the message of the Gospel. While the Word of God is free, often times spreading the good news is not and it takes money to do so. So why don’t all Christians support their church?

9 Financial Challenges Pastors Face

written by Rich Avery | Saving Money

Pastor Struggling with Finances

As a pastor for over 14 years, I don’t know anyone who went into the ministry for the money. Pastors respond to a call to serve God and make a real difference in the lives of others. Most live modest lives and give sacrificially of their time and financial resources to help others. But some pastors struggle under the weight of financial burdens that few people in their congregation know about.

Larry Burkett: A Christian Financial Pioneer

written by Adam Faughn | Saving Money

Larry Burkett

To many in America, personal finance from a Christian perspective begins and ends with Dave Ramsey. If you listen to Ramsey long enough, though, you will hear him give a tip of the cap to another man, Larry Burkett. Burkett died in 2003, but his legacy as a leader in the world of Christian personal finance was secure well before his passing.

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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