I am always cautious when writing about credit cards because I know some people get themselves in loads of trouble with their credit cards. But I trust that you are not one of those people and that you are smart enough to know that carrying a balance on a credit card is a no-no! Repeat […]
Asides
Free Debt Snowball Spreadsheet
Creating a debt snowball is my preferred method of getting out of debt. When Linda and I were paying off $46k of debt, we actually didn’t use a debt snowball spreadsheet or worksheet, but looking back I think it really could have helped us. If you are wanting to pay off debt on your own, […]
How to Calculate Your Net Worth & Why You Should
While I think few would argue that paying off debts is a good thing, there is a better way to accurately see the big picture of your finances. It is called your NET WORTH. And no it is not just a number that rich people talk about at cocktail parties. It is what financially savvy people use to track their progress.
The only credit card I use for my business
I wrote about why we use credit cards and all the ridiculous amount of free travel (hotels and flights) that we have gotten solely from credit card points. But this post is specifically about my favorite credit card of all-time for anyone who has a business and purchases advertising. So if you run ads on […]
How To Start a Money-Making Blog [FREE e-Course]
Since I am now making a full time income from my blog, I decided that I needed to write about how to make money with a blog. This article contains the things I have done over the last 2 years to drastically increase my blog earnings…
Dear Friend/MLM Member: Please Don’t Do This
For the purposes of the article, I am defining Multi-level Marketing as any business that has a downline. Meaning members earn a percentage of the earnings of those they recruit. I currently have family members in MLMs, some friends in MLMs, have been recruited by Primerica and many others, and my wife even sold Stella and […]
How to get started investing in Real Estate for beginners
I have been wanting to do some real estate investing for years, but just haven’t gotten around to it yet. We all have our excuses don’t we? But a friend of mine, Brandon Turner, is part of the largest real estate investing website out there (BiggerPockets.com) and has been investing in real estate for years. […]
I Remember
I remember when I was living off of Kraft Macaroni and Cheese that was purchased on a nearly-maxxed out credit card. I remember the feeling of hopelessness as I watched my financial life spiral out of control before my eyes…
