• Skip to main content
  • Skip to primary sidebar
  • Skip to footer

  • About
    • About us
    • Why SeedTime?
    • Our Beliefs
    • The Story of SeedTime
  • Podcast
  • Free Book
    • Get your 1st copy free (+S&H)
    • Order multiple copies here
  • Programs
    • Login
    • Mission-Driven Millionaire
    • True Financial Freedom
    • The Real Money Method (unbudgeting) course
    • The 10x Investing course
  • Churches
  • Blog
    • The 14 Financial Tools We Actually Use
    • Our strategy for giving away millions
    • 5 Bible Verses You Should Know (Free PDF)
    • 25 Ways to Save Money
    • Why we began giving our age as a percentage
    • My Checklist To Financial Freedom (Free PDF)
    • Tithing: an honest look and what we do
    • Why I took a Sabbatical YEAR (and how I did it)
    • How to travel for FREE [161 hotel nights and 103 flights all free]
    • 4 Financial Lessons from Solomon: The Richest Man Ever
    • How to become a millionaire by turning $2k into $1 mil
    • How to get out of credit card debt (Free PDF)
    • How I made $2,145 Last Month by decluttering
    • How I Broke Free From the Rat Race (in less than 2 years)
    • We just checked off the biggest goal in our life
    • Our Honest Medi-Share Review after 14 years
    • 4 Money Habits To Start (that basically guarantee financial success)
  • Email

B

15 Fundamental Truths of Personal Finance

written by Tim | Saving Money

fundamental truths of personal finance

It’s best to set in stone some core financial principles sooner rather than later. Here are some fundamental truths you should always keep in mind.

70+ Budget Categories To Consider for your Budget

written by John Frainee | Budgeting

31 legit home-based biz ideas

In order to have an effective budget, you’re going to need some basic personal budget categories to start. Determining your budget categories isn’t always easy, especially if you’ve never made a budget before. Start your budget off right . . . here are some of the best budgeting categories to set you off on the right foot.

31 Legitimate & Profitable Home Based Business Ideas

written by Bob Lotich, CEPF® | Making Money, Popular

31 legit home based business ideas for you to make some extra money with

If you are like many, the thought of starting a home-based business has probably crossed your mind at some point. With the economy being what it is, layoffs all around us, and an increasing desire for many to escape the rat race and work from home many are trying to start a home-based business…

7 Easy Money Moves You Can Make Today

written by Bob Lotich, CEPF® | Making Money, Saving Money

Today I want to lay out a few simple money moves you can make to improve your finances.  Each one is very different, but all will help you move forward financially. My encouragement to you would be to not just read the list and say to yourself “those are good ideas, I should do that,” […]

5 Student Loan Forgiveness Programs (for Nurses, Teachers, Military, and Others)

written by Bob Lotich, CEPF® | Debt Help

Lately, I have been talking to a lot of folks who are heavily burdened by their student loan debts – some of whom have over $100,000 in student loan debt. And while I believe, according to scripture, we are to pay back our debts, if they are forgiven by the lender then we are off […]

I received a ransom email (and this is what I did)

written by Bob Lotich, CEPF® | Saving Money

Last Thursday I was having a really great day. I was getting important stuff done and feeling like I was making some good progress on the day’s goals. My parents were coming into town to visit with us for a few days and the weekend was nearing. And then I got the email. As I […]

4 Money Habits To Start in Your 20s (that basically guarantee financial success)

written by Bob Lotich, CEPF® | Managing Money

4 money habits to start in your 20's that will set you up for financial success

This article is a call to all of you just out of high-school, just out of college, or in the newlywed phase. It really applies to any ages, but being in your 20s you have the opportunity to avoid so much financial heartache that so many of us “older” folks have gone through because we […]

5 Bible Verses about Money Every Christian Should Know

written by Bob Lotich, CEPF® | Biblical Personal Finance, Popular

5 Bible Verses about Money every Christian should know

FREE PDF Download of the 5 Bible verses about money that you can print off. These are the 5 verses that have revolutionized my financial life. Each one of them has had a strong impact on many decisions in my life. I hope you allow them to impact you as well.

  • « Go to Previous Page
  • Go to page 1
  • Go to page 2
  • Go to page 3
  • Go to page 4
  • Interim pages omitted …
  • Go to page 6
  • Go to Next Page »

Primary Sidebar

Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

Footer



SeedTime is a 2x Plutus award winning website.
seedtime money logo



SeedTime BBB Business Review
seedtime instagram seedtime money youtube channel seedtime money twitter with Bob Lotich


Our book Simple Money, Rich Life was named 2022 book of the year!
  • Home
  • About
  • Beliefs
  • Blog
  • Courses
  • Churches
  • Press
  • Shop
  • Affiliates
  • Login

Privacy Policy | Terms | Reviews | Earnings Disclaimer | Contact | 636-344-0438
625 Bakers Bridge Ave Suite 105-134 Franklin, TN 37067
©2007-2025 · SeedTime (Formerly ChristianPF)