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business

My 5 top essential tools for running my business

written by Bob Lotich, CEPF® | Entrepreneurship

My 5 Top Essential Tools For Running My Business

As a business owner, I get questions A LOT about the tools I use to run my business. So, I thought I would share a few that have REALLY helped me a lot in case they might help you as well. If you’re a business owner, freelancer, or just curious about the tools that we […]

High interest business savings accounts (that actually pay 4% or more)

written by Bob Lotich, CEPF® | Saving Money, Entrepreneurship

With interest rates on the rise over the last couple years, we have seen lots of personal savings accounts with good interest rates 4%+. But what about business savings accounts? Are there actually any business savings accounts that actually pay well? It turns out that most of them are still paying 0.1% (or basically nothing), […]

Relay Bank Review

written by Bob Lotich, CEPF® | Entrepreneurship

Ok, I keep getting asked about the business bank account that we use… These are just 2 in the last week… And, honestly, I feel like I get this question all the time, so let’s chat… I haven’t liked many business checking accounts. In the last 16 years, I have had quite a few business […]

How I Broke Free From The Rat Race (in less than 2 years)

written by Bob Lotich, CEPF® | Saving Money, Career & Work, Debt Help, Making Money, Managing Money

A little over a year ago I ventured out into self-employment after spending much of the previous decade in the “Rat Race”. For most of that time I was a glorified pencil-pusher in the corporate abyss of a Fortune 500 company.
Now that I have spent over a year working for myself I can’t imagine doing anything else. For as trapped and held down as I felt before, I feel the opposite extreme of the joy of freedom. Just to be clear, self-employment has it’s own challenges and difficulties, but I honestly think they pale in comparison to what I went through while spinning my wheels in the Rat Race.

Starting an Ebay Business: A Step-by-Step Guide

written by Bob Lotich, CEPF® | Entrepreneurship, Making Money

A while back I did an experiment to see if I could start a profitable Ebay business. This article shows how I did it and what my results were…

How to overcome the fear of failure

written by Bob Lotich, CEPF® | Simplify

How to overcome the fear of failure

No one likes to fail, but often it is a critical component to our success. These are a few of the things I did to overcome my fear of failure

11 Steps To Starting A Small Business Online

written by Bob Lotich, CEPF® | Entrepreneurship, Making Money

11 Steps to take to start a small business online

These were the steps I took to start my online business and they will vary depending on the type of business you are wanting to start. Hopefully they will give you some ideas of some things you need to keep in mind as you progress!

How the 80/20 principle applies to your money

written by Tim | Budgeting, Career & Work

You’ve probably heard of “the 80/20 rule.” The technical term for this common phrase is called the Pareto principle, named after . . . you guessed it, a man named Pareto . . . .

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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