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Christian Finances

The Balance Between Faith and Planning Ahead

written by Tim | Saving Money

Planning

A question came in awhile back from a reader who asked the following: “Should we embark on a project without first counting the total costs and later believing that God will provide?”

Should You Tithe With a Credit Card?

written by Tim | Saving Money

My wife and I use a credit card to pay for our tithe and I’d like to address the issue of churches accepting tithe from credit cards. Is it something they should be doing? Also, should you pay your tithe with a credit card? Here are a few points to consider.

Reminder: It Is More Blessed to Give Than Receive

written by Bob Lotich, CEPF® | Biblical Personal Finance

it is more blessed to give than receive

Philippians has always been one of my favorite books of the Bible and I have always had a particular fondness towards the 4th chapter. It is one of the most joyous books in the Bible and even though we might expect that it was written during wonderfully joyous circumstances, it was actually written while Paul was in prison…

Why Geese Honk and Lessons We Can Learn From Them

written by Guest | Saving Money

Why Geese Honk

I recently found a really interesting article that talks a little about the natural tendencies of geese to help each other out when in flight formation, and how that kind of support plays a large role in our finances…

7 Tips To Ask Your Boss for a Pay Raise

written by Joe | Career & Work

Corporate building

A few years ago I was working at a job which I loved, but which paid less than what I considered the market rate for my experience and expertise. I therefore decided to ask my boss for a raise…

How to Give God’s Way

written by Joe | Biblical Personal Finance

Giving Hands

Some people love this season of giving; some endure it and others just wish it would go away. Whichever camp you fall in, I believe that giving God’s way will bump up the quality of your holidays…

Words of Encouragement For Tough Times:

written by Joe | Career & Work

Winston Churchill

As America experiences foreclosures galore, coupled with extended periods of high unemployment and ever increasing bankruptcies, our individual and corporate challenge is this: “How do you handle tough times?” The above quiz is only a snippet of how, throughout history, trials have catapulted people into greatness…

6 Retirement Planning Tips For Middle-Aged Procrastinators

written by Joe | Managing Money

retirement planning tips

My 56 year old friend Colin (fictitious name), recently told me that he plans to retire at age 65 and then kick back and do what he wants. His retirement will include traveling when and where he (and his wife) choose, driving his vehicle of choice and pretty much living the good life…

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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