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insurance

Our Honest Medi-Share Review after 14 years

written by Bob Lotich, CEPF® | Saving Money

medishare review

My Medi-Share review below was originally written in 2009 when I was investigating them but has been continually updated (now for 2024) as I‘ve been using them for over 10 years.  Hope it helps!   If you are self-employed like me or are just looking for a Christian health insurance alternative, you may just want to […]

The 5 Best And Worst Car Insurance Companies As Rated By Consumers

written by Guest | Saving Money

earning cash from your cars

Every year, J.D. Power and Associates ranks consumer satisfaction across a variety of industries and services using information gathered through surveys, and one of their most areas of expertise is the automotive world. Their list is acclaimed for its accuracy and respectability. In August 2009, they released their annual ratings of auto insurance providers determined by customer satisfaction…

Free Spreadsheet To Get Your Financial Life On One Page

written by Bob Lotich, CEPF® | Managing Money, Productivity, Simplify

Getting Control of your money by using a F.L.O.P., getting your Financial Life on One Page!

Being impacted by my uncle’s premature death and wanting to do everything I can do to help my wife, I decided to create a system for keeping things organized. It has been a work in progress over the last few years, but has evolved into a very helpful tool…

Don’t file an insurance claim until you read this

written by Joe | Managing Money

Our daughter Jaime called to tell us, through angry tears, that she learned from her mortgage company that her homeowner’s insurance policy had been cancelled.

Do You Need Supplemental Cancer Insurance?

written by Kevin Mercadante | Managing Money

supplemental cancer insurance

Reader Question: “Recently I was approached about a cancer policy from a fellow Christian. I’m having reservations about the practicality of it — each circumstance is different. Is supplemental cancer insurance worth it?”

How Having an Emergency Fund Can Help You Save on Insurance Premiums

written by Joe | Managing Money, Saving Money

how having an emergency fund can help you save on insurance premiums

Your emergency savings is set aside to be used for nothing but emergencies. Right? Right! But that very fund can also be used to help you save on insurance premiums . . . .

The Importance of Life Insurance

written by Bob Lotich, CEPF® | Saving Money

The Importance of Life Insurance

If you don’t have life insurance and you have a family that you support, today is your day. Part of preparation is for our benefit and part of it is for the benefit of our loved ones. In this case you and I won’t have any tangible benefit from purchasing life insurance, but the peace of knowing that our loved ones will have a nice financial buffer is pretty nice.

FDIC and NCUA Insurance: Which is Safer?

written by Tim | Managing Money

fdic and ncua insurance

Insurance is important when it comes to the money in the bank. That’s why FDIC insurance was created. But what about credit unions, do they have the same protection as banks? It might surprise you, but credit unions don’t use FDIC. They use a form of insurance provided by the NCUA. What’s the difference?

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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