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Money Management

Money & Marriage: 7 lessons I have learned so far

written by Bob Lotich, CEPF® | Managing Money

Money and Marriage, how to avoid marital money fights and conquer money management

These are the 7 lessons about money and marriage that I have learned so far…

New Law on Bank Overdraft Fees & The “Courtesy” Overdraft Protection

written by Bob Lotich, CEPF® | Saving Money

Recently Consumer Reports released an article discussing the new Federal law pertaining to banks and their overdraft services. Not sure if the motivation for the new regulation was customers like the one above, but I think it is probably a good thing.

Believe it or not, that $35 fee that the bank charges you when you overdraw your account is actually a “service” that your bank is offering you. They care so much about your well being that they want you to be able to buy that Snickers bar without being told that you don’t have the money in your account. 😉 And then they charge you $35 when you spend 50 cents more than you have in your account…

Faith and Giving Lessons from C.S. Lewis

written by Tim | Biblical Personal Finance

In his book, Mere Christianity, C.S. Lewis explains an aspect of the Christian faith by comparing it to receiving and giving a gift.

If You Only Read 5 Financial Books Your Entire Life, Make Sure These 5 Are Included

written by Kevin Mercadante | Saving Money

if you only read 5 financial books your entire life make sure these are included

There are all kinds of lists that will proclaim this or that book to be the top financial book available. But we’re going to take a different approach here. Our list is going to focus on the books that are a benefit to you in five fundamental areas: Getting out of debt Changing your attitude […]

4 Ways to Handle Money God’s Way

written by Jonathan | Biblical Personal Finance, Managing Money

4 Ways to Handle Money God's Way

Ever feel like your life is stuck in fast-forward? From the moment our feet hit the floor in the morning, it seems like we never let up on life’s gas pedal . . . .

16 Ways to Protect Yourself from Online Fraud and Identity Theft

written by Rich Avery | Saving Money

While no one can totally prevent it, there are many things you can do to protect yourself from online fraud and identity theft. Check out these 16 simple things you can do today to minimize your chances of becoming a victim -

While no one can totally prevent it, there are many things you can do to protect yourself from online fraud and identity theft.

3 Ways You Can Become Self-Financing

written by Kevin Mercadante | Managing Money

3 ways to become self-financing

Millions of people are on a debt treadmill. It starts the first time you swipe a credit card to cover a shortfall in your budget. Do that enough times, and before long you’re working to pay credit cards and other forms of debt.

Do You Need a Living Trust, a Will, or Both?

written by Tim | Managing Money

Do you know what happens if you die without a will? "Some states have stuck to the traditional approach of giving a one-third share to the spouse, with the children dividing the rest. Others give spouses one-half. Mississippi gives an equal share to the surviving spouse and each child; if there are nine children, the spouse gets a measly one-tenth of the estate." Click to get started and make one today!

Many people don’t really enjoy thinking about their impending passing from this earth, which means that questions about wills, trusts, and estate distribution can be disconcerting. Still, it’s smart to consider what will happen to your estate and your sentimental belongings at your passing.

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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