There are literally dozens of ways to invest your money – and account types to invest them in – but one stands head and shoulders above the rest. The Roth IRA may very well be the single best investment vehicle available. While other retirement plans are tax deferred, Roth IRAs are tax free. Do we […]
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Why You May Want to Invest WITHOUT a Financial Advisor
Many people are perfectly content to not know what’s going on in their investment portfolios. They’re happy to turn the job of investing over to someone else, like a financial advisor, so that they can tend to other things in their lives. And maybe there’s even some comfort in being able to blame someone else […]
Picking Stocks 101
If you’re new to investing, picking stocks can be confusing. Even if you have been investing in mutual funds for a while, stocks represent a higher risk investment, and one that requires considerably more research. Before stepping in stocks, you want to make sure that you do plenty of homework. You should also plan to […]
How to Pick Mutual Funds Like the Pros
Investing in mutual funds seems simple, but there are so many funds available today that it may not be as simple as it once was. While mutual funds enable you to invest in an entire portfolio of stocks or bonds, there are various sector funds that can raise or lower the risk of your holdings. […]
26 Fun and Clever Money Gift Ideas And Ways To Give Cash
When it comes time to gifting those in my life, sometimes it can be a bit of a challenge. Have you experienced this issue too? We all have that person in our lives that is hard to buy for. Or, the teen who only wants a pricey gadget. Or, that relative that has “everything.” Plus […]
30 DIY Gifts That Will Actually Get used!
It is said in The Bible, “It is more blessed to give than to receive” (Acts 20:35). I take this to heart. It doesn’t mean that I go broke spoiling everyone around me. But, I give when appropriate. And many times I gift just because. Last year I loved implementing a new tradition. My husband […]
20 Money-Saving Moving Tips
Moving is one of the most stressful events in one’s life. From the packing to the organizing and more, there’s just so much to do and to think about. And, we cannot forget about the costs involved. Whether you’re a “do it yourself,” type… or if you hire a moving company, there will be costs […]
Do You Need a Living Trust, a Will, or Both?
Many people don’t really enjoy thinking about their impending passing from this earth, which means that questions about wills, trusts, and estate distribution can be disconcerting. Still, it’s smart to consider what will happen to your estate and your sentimental belongings at your passing.
