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Picking Stocks 101

written by Kevin Mercadante | Investing

Basics of picking stocks

If you’re new to investing, picking stocks can be confusing. Even if you have been investing in mutual funds for a while, stocks represent a higher risk investment, and one that requires considerably more research. Before stepping in stocks, you want to make sure that you do plenty of homework. You should also plan to […]

How to Pick Mutual Funds Like the Pros

written by Kevin Mercadante | Investing

How to pick mutual funds like a Pro

Investing in mutual funds seems simple, but there are so many funds available today that it may not be as simple as it once was. While mutual funds enable you to invest in an entire portfolio of stocks or bonds, there are various sector funds that can raise or lower the risk of your holdings. […]

20 DIY Summer BBQ Ideas

written by Dawn | Saving Money

20 great and simple #DIY summer #BBQ ideas

Summer is just around the corner and I cannot wait! The winter seems to trap us indoors most of the time. So, with the approach of Summer, I am excited to get out and enjoy the weather. The sun always seems to put me in a good mood. And I hope it does for you, too! […]

18 Beautiful Bible Verses

written by Bob Lotich, CEPF® | Saving Money

18 Beautiful Bible Verses

It seems that there are some amazing designers out there who are creating some amazing graphic representations of Bible verses. I get encouraged by having these types of things pop up on my Facebook page, so I thought I would compile a few of my favorites in one location. I have found many of these […]

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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