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Tools

10 Free Household Budget Spreadsheets

written by Bob Lotich, CEPF® | Saving Money, Budgeting, Managing Money, Popular

Free budgeting spreadsheet

Someone asked me to share my favorite free household or personal budgeting spreadsheets… Each one of these budgeting templates are free… If you use OpenOffice (basically a free version of Microsoft Office)…

How To Use Evernote: 21 Creative Uses

written by Jonathan | Productivity, Simplify

21 creative uses for #Evernote

Evernote is free desktop download that works like a large reference file. I like to call it my “external brain.” What is great about this application is that you can store documents, photos, and webpages all in the same place. Everything is keyword searchable. What is really cool is that any text that appears in your photos is also keyword searchable inside Evernote. If you are new to Evernote, here is a list of 21 ways how you can use Evernote to get you better organized this year:

Free Spreadsheet To Get Your Financial Life On One Page

written by Bob Lotich, CEPF® | Managing Money, Productivity, Simplify

Getting Control of your money by using a F.L.O.P., getting your Financial Life on One Page!

Being impacted by my uncle’s premature death and wanting to do everything I can do to help my wife, I decided to create a system for keeping things organized. It has been a work in progress over the last few years, but has evolved into a very helpful tool…

10 Free Bible Study Resources And Tools

written by Jason Price | Saving Money

10 free bible study tools and resources

I’ve spent some time searching around the web to see what I could find. Overall, I’ve found some great free resources for learning and studying God’s Word. Therefore, I decided to provide you 10 free Bible study resources I came across in which I think may be worthwhile to visit and review to see if they fit your needs…

Budgeting Software: 13 Great Free Budget Software Tools

written by Bob Lotich, CEPF® | Budgeting, Managing Money, Saving Money

Here are 13 free options if you are looking for free budgeting software. If you need to get your budget going, click on over to get started!!

Over 15 free budgeting tools… Some of these budgeting tools are online applications, some are downloadable software, some are for Windows, some are for Mac and Linux, some of them may have lots of bells and whistles, and some may be overly simplified. I suggest you dig through and see if what works for your budget. Every person is different, therefore every budget will be different. It may take some time to find what fits you best, but it is out there and if it isn’t create it and let me know about it!

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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