I must say that I really get a kick out of doing little things that will pay big dividends. So each of these 6 items offer a little bit of that promise. Put a few bucks in now and save more! What I love about it is that, you can run out and buy everything mentioned here and actually be richer in a year! Yes you are welcome!
ways to save money
10 ways to become poor
These are some simple ways to become poor… 1. Spend more than you make – Actually if you only do #1, you won’t have to worry about the other 9. This is the easiest way for anyone to become poor. It doesn’t matter if you make millions or hundreds each month, the same principle applies.
New Law on Bank Overdraft Fees & The “Courtesy” Overdraft Protection
Recently Consumer Reports released an article discussing the new Federal law pertaining to banks and their overdraft services. Not sure if the motivation for the new regulation was customers like the one above, but I think it is probably a good thing.
Believe it or not, that $35 fee that the bank charges you when you overdraw your account is actually a “service” that your bank is offering you. They care so much about your well being that they want you to be able to buy that Snickers bar without being told that you don’t have the money in your account. 😉 And then they charge you $35 when you spend 50 cents more than you have in your account…
Best Financial Books for under $1
In the case of this article, I picked out five of the best personal finance books out there that you can get for less than a buck. I wouldn’t say that these are necessarily the five best financial books written, but they are all very popular and have proved themselves to be worth something – even if it is only a buck! 😉
Did you know there are Tax Deductions for Volunteer Work?
You can deduct your expenses related to volunteer work. One year when filing my taxes, I used Taxcut rather than one of the free tools I mentioned to get free state tax filing. I should have taken my own advice . . . .
3 Ways to Learn Spanish
Online for Free
Spanish is a fantastic language to learn (it’s one of the top spoken languages in the world), but it isn’t always easy. Besides the difficultly of learning a new language, there are cost considerations. Taking Spanish classes at a university or community college certainly costs money — not to mention transportation costs. Thankfully, the internet has made learning a new language convenient and, in some cases, free.
What Is AARP And Is Membership Worth The Cost? (Important Facts)
When my husband started getting membership applications from AARP around his 49th birthday, he was the laughing stock of the family. “Ha, ha, dad,” the kids would jeer. “You’re officially old.” Not wanting to admit his advancing years, he threw the offers in the trash . . . .
Wedding Budgets: Slash Expenses With These 5 Tips!
Watching wedding expenses add up can be frustrating, particularly if you are on a budget in the first place (like me!). Many couples are accruing huge amounts of debt to put on an enormous wedding, charging the maximum on credit cards and even taking out loans to pay for the occasion. This does not have to happen, though.