Have you ever wondered how you can discover the work you were created for? This is exactly the topic we’re tackling in this article. I recently interviewed Jordan Raynor, the bestselling author of Called to Create, which I read a couple years ago and I loved it. And I had the opportunity of running into […]
The Unlikely Money Change That Helped Our Marriage
Linda and I have been married for 14 years. In the beginning of our marriage, we struggled with our finances. And, we were definitely not on the same page when it came to money. This rings true to many married couples out there. The joining of two lives also means the joining two potentially different […]
10 Free Household Budget Spreadsheets
Someone asked me to share my favorite free household or personal budgeting spreadsheets… Each one of these budgeting templates are free… If you use OpenOffice (basically a free version of Microsoft Office)…
Our 10 most popular videos of last year
We thank you for being a part of our SeedTime family! If you’re new here, our mission is for you to learn what school and church never taught you about money. No matter if you’re new to SeedTime or if you’re a long time reader, we’ve compiled Our Top 10 Videos of 2019 (from our […]
If It Weren’t For THIS, We’d Be Devastated Financially
So I remember my first real job, I remember a really important financial lesson that I learned shortly after I started this job. So I had been working about 9 or 10 months and then had an annual review with my boss and I was called into her office. She ends up telling me, “Bob, […]
12 Side Hustles That Pay Well
Could you use some extra cash? There’s never been a better time to make some extra income on the side! I have researched several possibilities, I have even tried some myself, and want to share with you 12 different side hustles that you can do that actually will generate a decent amount of earnings for you in […]
Our 5 Worst Money Mistakes
As a couple, we (Bob and Linda) do our best to make wise financial decisions. After all, we write and speak about this stuff for a living. So, even though it’s hard to admit it, we’ve definitely done some dumb things with our money! One caveat though: What’s dumb for one person may be smart […]
How to calculate your real hourly wage
I am currently reading Your Money or Your Life — which is a great book by the way. And I won’t turn this article into a review of the book since I haven’t finished it yet, but one of the things that I found very valuable the other day was calculating your real hourly wage. It’s not as simple as saying, “I make $400 a week and work 40 hours, therefore I make $10/hr.” When you factor in all the additional expenses of having your job (which some may not be obvious) that you could avoid if you didn’t have that particular job, you begin to see the value in this calculation.
