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The Blog

29 Scriptures on Finances (from Financial Experts)

written by Bob Lotich, CEPF® | Biblical Personal Finance

29 scriptures on finances

I asked some of the smartest Christian financial experts that I know two questions: What Bible verse has impacted your finances the most? And why? I wanted to see what scriptures have had the biggest impact in their lives and give them an opportunity to share the reason as well. My prayer is that the […]

My Top 10 Christmas Gift Ideas (for those who have everything)

written by Bob Lotich, CEPF® | Saving Money

gift ideas for minimalists

I took all your gift ideas and consolidate them to come up with a top 10 list of the most popular gift ideas for 2011 as chosen by you!

My strategy for giving away millions

written by Bob Lotich, CEPF® | Biblical Personal Finance

giving away millions

What if we could create millions of dollars only to give it away? How many missionaries could be supported? How many evangelistic outreaches could be funded? How many God glorifying books could be published? How many hungry could be fed? How many lost could be reached? I believe there are lots of people who God […]

How Your Family Can Take Back Christmas!

written by Joe | Simplify

Christmas

Over the years, Jan and I have seen the joy of Christmas turn to stress as we annually exhausted ourselves with shopping lists, shopping extravagances, and mounds of gifts to be wrapped and delivered. We had allowed Christmas to become our master, and we found ourselves enduring rather than enjoying the season . . . .

10 Of My Favorite Quotes About Giving

written by Bob Lotich, CEPF® | Biblical Personal Finance

These are the best quotes on giving that I have found… If you are looking for quotes about giving you might like these… as I have been working on it I have come across quite a few great giving quotes. These are some of the favorites that I have found so far…

8 Amazon Savings Hacks

written by Bob Lotich, CEPF® | Saving Money

amazon savings

My frequent Amazon purchases had me wondering, “How can I save money when shopping on Amazon?” So, I have put together my top 8 Amazon savings strategies that I have found to be quite useful in saving money. And, I know these hacks will save you some money too! If you would need any further […]

20 REAL Companies That Want To Hire You For Work From Home Jobs

written by John Frainee | Making Money

You don’t have to own a business to work from home. Although there are plenty legitimate home-based businesses you can start, existing companies will pay you to help them from the comfort of your own home. So get your home office set up, here are 20 real companies that will pay you to work in your slippers. Comfy!

Free Debt Snowball Spreadsheet

written by Bob Lotich, CEPF® | Debt Help

free debt snowball worksheet and calculator

Creating a debt snowball is my preferred method of getting out of debt.  When Linda and I were paying off $46k of debt, we actually didn’t use a debt snowball spreadsheet or worksheet, but looking back I think it really could have helped us.  If you are wanting to pay off debt on your own, […]

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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