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The Blog

31 Legitimate & Profitable Home Based Business Ideas

written by Bob Lotich, CEPF® | Making Money, Popular

31 legit home based business ideas for you to make some extra money with

If you are like many, the thought of starting a home-based business has probably crossed your mind at some point. With the economy being what it is, layoffs all around us, and an increasing desire for many to escape the rat race and work from home many are trying to start a home-based business…

7 Easy Money Moves You Can Make Today

written by Bob Lotich, CEPF® | Making Money, Saving Money

Today I want to lay out a few simple money moves you can make to improve your finances.  Each one is very different, but all will help you move forward financially. My encouragement to you would be to not just read the list and say to yourself “those are good ideas, I should do that,” […]

5 Ways To Get Started Investing With Very Little Money

written by Kevin Mercadante | Investing

Do you think that it is impossible to build a balanced investment portfolio if you have very little money to invest? Think again. Using very little money, you can spread your investments across the full spectrum of asset classes — stock-based mutual funds and exchange-traded funds, bonds, and even commodities.

5 Student Loan Forgiveness Programs (for Nurses, Teachers, Military, and Others)

written by Bob Lotich, CEPF® | Debt Help

Lately, I have been talking to a lot of folks who are heavily burdened by their student loan debts – some of whom have over $100,000 in student loan debt. And while I believe, according to scripture, we are to pay back our debts, if they are forgiven by the lender then we are off […]

Fundrise vs. Rental Property

written by Bob Lotich, CEPF® | Investing

(The following is a transcription from a video I recorded. Please excuse any typos or errors.This is a testimonial in partnership with Fundrise. We earn a commission from partner links on SeedTime.com. All opinions are my own.) This article will help you decide if you should invest in Fundrise. And I’m going to tell you […]

My New Credit Card

written by Bob Lotich, CEPF® | Saving Money

So I recently got a new credit card and replaced my Sapphire Preferred that I have been using for over 5 years. You can watch this video for details of why I switched… Now their signup bonus is always changing, but regardless the 1.5% unlimited cashback with no annual fee still makes it a pretty […]

15 Timeless Financial Quotes Worth Reading

written by Joe | Managing Money

15 timeless financial and money quotes

Some people have the ability to squeeze a lot of meaning into a few words … words that anchor themselves in our minds and guide us, often when we are not expecting it. These meaningful snippets, over time, become oft quoted sayings. In this post, I will quote — and comment on — some very common and some not so common financial sayings.

My five favorite quotes from Warren Buffett

written by Bob Lotich, CEPF® | Investing

These are my thoughts about my five favorite quotes from Warren Buffett… “Do business with people you like and who share your objectives.”Isn’t there more to life than money? I have met people who I wouldn’t work with for a million dollars, haven’t you? People are people and you will never be completely insulated from people who bug you, but if you are hiring them or choosing to work with them, they might as well be people you enjoy being around.

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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