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The Blog

25+ Free Things You Never Knew You Could Get For Free

written by Dawn | Saving Money

25 Free Things You Never Knew You Could Get for Free

Have you ever searched for what you can get for free? I’m not talking about anything unsubstantial. What if I told you, that you could get something of more value for free? Well you can! Just recently I had been on a quest of sorts to find what I can get for free.  I was […]

How to Budget When You And Your Spouse Don’t Agree

written by Lynnae | Budgeting

How to budget your household finances when you and your spouse don't agree

Note from Bob: I just want to welcome our new writer, Lynnae. She’s been writing about personal finance and money management longer than I have and has some great wisdom to share. Please join me in welcoming her to the SeedTime team! Setting a budget is one of the first steps in gaining control of […]

What to Do if You Can’t Pay Your Taxes

written by Lynnae | Managing Money

Tax tips to help if you can't pay your taxes

April 15 will be here before we know it. For those of us who owe taxes, that date comes too soon each year. If you’re someone who owes taxes this year, hopefully you don’t owe that much. But what if you do? What if you owe so much that you can’t pay your taxes by […]

Minimalism: The Myths and the Life-Changing Benefits

written by Bob Lotich, CEPF® | Saving Money

[mv_video key=”s9lktkiurm6ndt0u7nay” volume=”70″ sticky=”false” ratio=””] I recently did an interview with Joshua Becker who is a former pastor and a widely respected thought-leader in the minimalist movement. He has a great blog and has written several books teaching his theory of practical minimalism. Below are just a few things that we cover in this interview […]

Should you tithe on your tax refund?

written by Matt Bell | Saving Money

should you tithe on your tax refund

I find that a lot of Christians (as soon as they finish filing their taxes) start wondering about whether on not they should tithe on their tax refund amount. This post was originally from our forums: Amatachick mentioned this in [another thread] but I thought it was worthy of it’s own thread: “So do you […]

How to quit spending more money than you make

written by Bob Lotich, CEPF® | Biblical Personal Finance, Budgeting, Debt Help, Saving Money

How to quit spending more money than you make

So you want to learn how to quit spending more money than you make? Here are a few ideas that have helped me…

Money & Marriage: 7 lessons I have learned so far

written by Bob Lotich, CEPF® | Managing Money

Money and Marriage, how to avoid marital money fights and conquer money management

These are the 7 lessons about money and marriage that I have learned so far…

25 Famous Bible Verses (Top Scriptures On Love, Strength, Hope & More)

written by Bob Lotich, CEPF® | Biblical Personal Finance

25 Famous Bible Verses Top Scriptures On Love, Strength, Hope & More

It is difficult to make a list of the best Bible verses – I mean they are all great – right? But, I decided to compile a list of the most famous Bible verses and here they are…

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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