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The Blog

16 Legitimate Home Survey Companies?

written by Bob Lotich, CEPF® | Saving Money

16 legit home survey companies... https://seedtime.com/legitimate-home-survey-companies/

These are some of the survey sites that I have either heard good things about from readers or have some reason to believe that they are legit…

Should You Get LED Lights to Replace Your Incandescent Bulbs?

written by Bob Lotich, CEPF® | Saving Money

…At first glance that could seem like a ridiculous price to pay for a light bulb. But if you consider the fact that this light bulb is rated for 25,000 hours – which is 23 years if you use it an average of 3 hours a day – this may not be a bad price…

YNAB Budgeting Software Review

written by Bob Lotich, CEPF® | Budgeting

ynab 3 review

Jesse has done a fantastic job of creating a beautiful user interface that is intuitive and effective. After the issues I experienced with Mvelopes, YNAB was the perfect antidote. Like I mentioned before I really liked the “system” that Mvelopes created, and had I not had interface issues I would still be using them.

8 Tips for Dealing with Bill Collectors

written by Joe | Debt Help, Managing Money

tips for dealing with bill collectors

If you have ever been on the receiving end of menacing phone calls from a bill collector, the title of this article probably spiked your blood pressure. Yes, this is a stressful experience, but it doesn’t have to be a nightmare. These tips will help.

Reminder: It Is More Blessed to Give Than Receive

written by Bob Lotich, CEPF® | Biblical Personal Finance

it is more blessed to give than receive

Philippians has always been one of my favorite books of the Bible and I have always had a particular fondness towards the 4th chapter. It is one of the most joyous books in the Bible and even though we might expect that it was written during wonderfully joyous circumstances, it was actually written while Paul was in prison…

21 Ways To Make Extra Money From Home

written by John Frainee | Entrepreneurship, Making Money

Need to make some extra money, but want to do it from home? Here are 21 ways to make some extra cash that you can do from home!

Alright, so you’re ready to earn some extra money. Perhaps you need to pay off debt or build your emergency fund. But how? No worries, here are 21 ways to earn extra money. Some are easy, some are difficult. Find the jobs that match your lifestyle and go make some extra cash!

7 Side Jobs I’ve Done to Increase My Income

written by Tim | Entrepreneurship, Making Money, Saving Money

7 side jobs I've done to increase my income

There are plenty of good articles that highlight ways to make money or part time jobs to earn extra cash. But what about side jobs you can do while you’re still employed full time?

Why Geese Honk and Lessons We Can Learn From Them

written by Guest | Saving Money

Why Geese Honk

I recently found a really interesting article that talks a little about the natural tendencies of geese to help each other out when in flight formation, and how that kind of support plays a large role in our finances…

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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