Technology is changing everything – even the well-worn process of getting a loan through a bank. You can now streamline the whole borrowing process and consolidate your debt with Lending Club. Lending Club is the largest and most well-known of the rising class of direct lending platforms that enable both borrowers and investors to bypass […]
Debt Help
The Step-by-Step Guide to Clean and Repair your Credit Report
The following article was written by our CFP® friend Neal Frankle. He is the chief editor of WealthPilgrim.com. Nobody’s perfect. You aren’t and neither am I. But neither are the credit bureaus who compile your credit history or the creditors who report to those bureaus. If you have some splotches on your credit report the […]
How I Broke Free From The Rat Race (in less than 2 years)
A little over a year ago I ventured out into self-employment after spending much of the previous decade in the “Rat Race”. For most of that time I was a glorified pencil-pusher in the corporate abyss of a Fortune 500 company.
Now that I have spent over a year working for myself I can’t imagine doing anything else. For as trapped and held down as I felt before, I feel the opposite extreme of the joy of freedom. Just to be clear, self-employment has it’s own challenges and difficulties, but I honestly think they pale in comparison to what I went through while spinning my wheels in the Rat Race.
4 Simple Ways to Pay Off Your Mortgage Early
Buying a home is a major expense — and a major debt. It’s said it’s the biggest purchase you’ll make in your life. A traditional mortgage loan is repaid over the course of 30 years, but today, some terms call for up to 40 years of repayment. To some, three or four decades seem like an interminable amount of time to take to pay off a debt… These are 4 simple ways to pay off your mortgage early!
I Remember
I remember when I was living off of Kraft Macaroni and Cheese that was purchased on a nearly-maxxed out credit card. I remember the feeling of hopelessness as I watched my financial life spiral out of control before my eyes…
9 of the Best Money Habits of the Wealthy
While it’s tempting to believe that wealth is about being lucky, the reality is that it’s mostly about using God-given wisdom and developing the smart money habits. If you can do that, and avoid too many foolish mistakes with your money, there’s a very good chance that you will have more money than you need. […]
How to Survive a Financial Crisis: 12 Tips For Married Couples
Job loss. A lay off. Fraud. Getting fired. Robbery. Legal Issues. Credit card debt. In a moment, any of these instantaneous events can shatter your financial plan. At times these events do not come alone, but they come in groups – event after event. Unfortunately, life is filled with disappointment, frustration, and surprise. So what […]
9 Reasons Paying Off Debt was one of the Best Decisions I Ever Made
It has now been a few years since my wife and I paid off all of our non-mortgage debt, but the benefits still remain. It is absolutely one of the best decisions I ever made and I can’t help but wish that everyone I know could experience some of the joys of having all of […]
