A little over a year ago I ventured out into self-employment after spending much of the previous decade in the “Rat Race”. For most of that time I was a glorified pencil-pusher in the corporate abyss of a Fortune 500 company.
Now that I have spent over a year working for myself I can’t imagine doing anything else. For as trapped and held down as I felt before, I feel the opposite extreme of the joy of freedom. Just to be clear, self-employment has it’s own challenges and difficulties, but I honestly think they pale in comparison to what I went through while spinning my wheels in the Rat Race.
Managing Money
I Remember
I remember when I was living off of Kraft Macaroni and Cheese that was purchased on a nearly-maxxed out credit card. I remember the feeling of hopelessness as I watched my financial life spiral out of control before my eyes…
How to Survive a Financial Crisis: 12 Tips For Married Couples
Job loss. A lay off. Fraud. Getting fired. Robbery. Legal Issues. Credit card debt. In a moment, any of these instantaneous events can shatter your financial plan. At times these events do not come alone, but they come in groups – event after event. Unfortunately, life is filled with disappointment, frustration, and surprise. So what […]
How To Create A Will In Less Than 10 Minutes And For FREE!
Well, if you didn’t know (and I am sure you didn’t), this month is National “Make-A-Will” month. And while I tend to think manufactured holidays and “months” like this are silly, in this case I think it is a good reminder for those who haven’t taken this critical and simple step. So today I am […]
5 Reasons to Put Your Retirement Plans Ahead of Your Children’s College
I recently spoke with a single mom who was planning to mortgage her paid for house in order to ease her children’s college burdens. Her logic? “I just can’t let them accumulate all of those student loans. What kind of a mother would?”
Free Spreadsheet To Get Your Financial Life On One Page
Being impacted by my uncle’s premature death and wanting to do everything I can do to help my wife, I decided to create a system for keeping things organized. It has been a work in progress over the last few years, but has evolved into a very helpful tool…
10 ways to become poor
These are some simple ways to become poor… 1. Spend more than you make – Actually if you only do #1, you won’t have to worry about the other 9. This is the easiest way for anyone to become poor. It doesn’t matter if you make millions or hundreds each month, the same principle applies.
Why Your College Kid Needs a Credit Card
Imagining your college kid with a credit card could lead you to many sleepless nights. Spending out of control, over limit fees, and ruined credit — it’s enough to give a parent nightmares. With that in mind, what I”m about to write might surprise you. Your college kid might just need a credit card. Three […]
