• Skip to main content
  • Skip to primary sidebar
  • Skip to footer

  • About
    • About us
    • Why SeedTime?
    • Our Beliefs
    • The Story of SeedTime
  • Podcast
  • Free Book
    • Get your 1st copy free (+S&H)
    • Order multiple copies here
  • Programs
    • Login
    • Mission-Driven Millionaire
    • True Financial Freedom
    • The Real Money Method (unbudgeting) course
    • The 10x Investing course
  • Churches
  • Blog
    • The 14 Financial Tools We Actually Use
    • Our strategy for giving away millions
    • 5 Bible Verses You Should Know (Free PDF)
    • 25 Ways to Save Money
    • Why we began giving our age as a percentage
    • My Checklist To Financial Freedom (Free PDF)
    • Tithing: an honest look and what we do
    • Why I took a Sabbatical YEAR (and how I did it)
    • How to travel for FREE [161 hotel nights and 103 flights all free]
    • 4 Financial Lessons from Solomon: The Richest Man Ever
    • How to become a millionaire by turning $2k into $1 mil
    • How to get out of credit card debt (Free PDF)
    • How I made $2,145 Last Month by decluttering
    • How I Broke Free From the Rat Race (in less than 2 years)
    • We just checked off the biggest goal in our life
    • Our Honest Medi-Share Review after 14 years
    • 4 Money Habits To Start (that basically guarantee financial success)
  • Email

The 10 most common new year’s resolutions – is yours on here?

written by Bob Lotich, CEPF® | Debt Help, Productivity, Simplify

10 most common new years resolutions

I am not much of a supporter of new year resolutions, mainly because I don’t like waiting around for a specific date to make positive life changes.

That said, I guess some people don’t really think about making positive life changes until the new year rolls around.

Out of curiosity, I did a little digging to see what seemed to be the most common new year resolutions that people strive for.

It probably isn’t much of a surprise that more than a few of the most common resolutions are financial goals…

Get in shape

It isn’t much of a surprise that this is the most common new year’s resolution. It seems to be the most typically set and failed resolution that people make.

I don’t know about you, but I have found from failing to keep resolutions many times that I need to make very small changes. Rather than setting a goal to start working out every day, I set a goal to work out once a week. Once I successfully reach that milestone, then I work up to two days a week and so on.

For me, this seems to be the only way that works to help me make life changes.

Eat healthier

A few years ago, I read a book that changed my life. It was called, “What the Bible says about Healthy Living.” I quickly realized that I had been falsely thinking that I was “healthy”.

Just like I mentioned above, I didn’t try to change all of my habits at once, but rather focused on making one small change at a time. The result- I am still keeping up with lots of principles I learned in that book.

Get out of debt

Debt affects many areas of our lives – marriages, physical and mental health, sleep, joy, etc.

Money fights are one of the biggest stressors on marriages and a recent study found people with high levels of debt were more than 13 times as likely than low or no-debt people to lose sleep at night.

Taking the steps today to get out of debt will help you in almost all areas of your life!

Stop smoking

This is a tough one, but probably one of the best things you can do for your physical health.

Start budgeting

I am always in awe of how much people hate the word “budget.” It really is not a form of modern day torture like some would believe. I can’t tell you how much freedom came after we started budgeting.

The key is all about how you set up your budget, but for us, instead of feeling restricted on what to do with our money, it actually provided a lot more freedom and allowed us to spend money on things that we never would have without a budget.

I have written quite a bit about budgeting (and created a budgeting course here), but if you are just starting I suggest you download a free budget spreadsheet and read How to Make a Budget.

Get a new job / Start a business

Boy, do I know the feeling. I had wanted to get a new job and start a business for a while, and I finally found a way to turn my hobby into a full-time income. For inspiration check out the what to do when you hate your job and How I escaped the Rat Race.

Spend more time with family

This is just another one of the many reasons why I wanted to improve my financial situation.

Save or make more money

Saving money is another topic that I have written a lot about – check out these ways to save money!

Get your life organized

I feel like I have a lot of areas in my life organized. But my area of difficulty is my time.

Time management has always been a struggle for me. I have made steps forward over the years after reading books like The Seven Habits of Highly Effective People or Getting Things Done, but I still have a ways to go.

If this is your resolution, check out my Morning Checklist for some inspiration!

Give more

If you are anything like me, you always want to give more, but often overlook opportunities because of the busy-ness of life. For inspiration, I leave you with a bunch of great giving scriptures and quotes.

My personal New Year’s resolutions

As I mentioned earlier, I don’t typically set any resolutions for the new year, but like everyone else I do have a few areas I am looking to improve in. Here are a few things I am looking to improve in 2020….

  • I want to give more – financially as well other areas of my life
  • I want to continue to learn how to become a better communicator
  • Take my prayer life to the next level

How about you – Do you have any resolutions or goal setting for the new year?

Related posts:

  1. Our Honest Medi-Share Review after 14 years
  2. Why I use credit cards instead of debit cards or cash
  3. How to save $1000 (in 1-3 months)
  4. Our quarterly planning day for our business (checklist & our exact process)

About Bob Lotich, CEPF®

Bob Lotich, CEPF® is a Certified Educator in Personal Finance and has over 15+ years experience writing about Biblical personal finance. He is the award-winning author of Simple Money, Rich Life and has been named a top 20 social influencer in personal finance. Check out his on-demand Christian financial class for couples, small groups and churches called True Financial Freedom.

IFCFH Book of the Year
"The best combination of personal finance and the Christian faith that I’ve read"
– James T. (SMRL reviewer)

In this biblically sound and grace-filled money book, you'll discover the NEW rules of money that will transform your financial life. Say goodbye to outdated advice and hello to a simple, automated system that helps you achieve better results with less time and effort.

"The best combination of personal finance and the Christian faith that I’ve read"
Learn more
We earn a commission if you make a purchase, at no additional cost to you.

Primary Sidebar

Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

Footer



SeedTime is a 2x Plutus award winning website.
seedtime money logo



SeedTime BBB Business Review
seedtime instagram seedtime money youtube channel seedtime money twitter with Bob Lotich


Our book Simple Money, Rich Life was named 2022 book of the year!
  • Home
  • About
  • Beliefs
  • Blog
  • Courses
  • Shop
  • For Churches
  • Press
  • Affiliates
  • Login

Privacy Policy | Terms | Reviews | Earnings Disclaimer | Contact | 636-344-0438
625 Bakers Bridge Ave Suite 105-134 Franklin, TN 37067
©2007-2025 · SeedTime (Formerly ChristianPF)