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Asides

30 Motivational quotes to make it an Awesome day!

written by Dawn | Saving Money

30 motivational quotes to make it an awesome day

We all need a little encouragement from time to time. And, if today is a day where you’re needing some motivation, you’ve come to the right place. Let us help you start your day off with an inspiring quote or two (or thirty)! Tackle that day, ignite those dreams and be the change you want […]

How Trump’s Tax Plan Will Affect You

written by Bob Lotich, CEPF® | Saving Money

Who knew that Trump's tax plan actually is going to same most people money on their income takes?

Whether you love Donald Trump or whether you are booking your flight to Canada, there’s no getting around that he has officially been voted into the Oval Office. I think everyone was surprised to see him win and that is okay, but now that he has I am curious to explore some of what lies […]

15 Bible Verses to start Your day off right!

written by Dawn | Biblical Personal Finance

Bible verses about giving

There is no better way to start your day off right than to be guided by the word of God.  Beginning your day in the word, is the best way to have a great day. And if you are a Christian who would like to have a thriving financial life freeing you up to be […]

How to quit spending more money than you make

written by Bob Lotich, CEPF® | Biblical Personal Finance, Budgeting, Debt Help, Saving Money

How to quit spending more money than you make

So you want to learn how to quit spending more money than you make? Here are a few ideas that have helped me…

34 Things You Didn’t Know About Me

written by Bob Lotich, CEPF® | Saving Money

If you would like a little peek into my world, here are 34 things that you probably didn't know about me.

Well, I had a buddy put up a post like this and I liked it so much I thought I needed to do it as well. If you have been a long-time reader you may know some of these things, but surely not all. I am 34 years old and these are 34 random things […]

22 Ways I Use Evernote To Get Control Of My Money and Grow In My Faith

written by Guest | Saving Money

22 ways I use Evernote to get control of my money and grow in my faith

Note from Bob: Today’s post comes from my friend and Evernote wiz – Andy Traub. It’s overwhelming trying to keep track of the massive amounts of information you are forced to deal with every day. You get email, paper receipts, bank statements and make on-line purchases. You take notes at work or in church but […]

ChristianPF is now SeedTime

written by Bob Lotich, CEPF® | Saving Money

christianpf-is-now-seedtime

So why are we rebranding ChristianPF as SeedTime? There are really a lot of factors in this decision, but I will try to give you the gist of it. The short story is that I started ChristianPF in 2007 as my little blog to share my ideas about managing money and I had high hopes […]

Did you know there are Tax Deductions for Volunteer Work?

written by Bob Lotich, CEPF® | Saving Money

Did you know that there are tax deductions for volunteer work?

You can deduct your expenses related to volunteer work. One year when filing my taxes, I used Taxcut rather than one of the free tools I mentioned to get free state tax filing. I should have taken my own advice . . . .

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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