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Helping Vs Enabling: How To Know Which Is Which

written by Joe | Saving Money

Helping vs Enabling - How to know which is which

Christians have a dilemma. We are told to help the needy and we are also told to be wise. The challenge is to do both simultaneously. Is it possible that our “help” isn’t actually helping? Could we be enabling instead? How do we know the difference? What are some guidelines? First, some definitions: Helping is doing something…

10 Ways To Make Money For Teenagers This Summer

written by Craig Ford | Making Money

10 Summer Job Ideas for Budding Teen Entrepreneurs

Before dropping off your first application for a summer job, you should first first stop and define what the perfect summer job looks like. Some teens would love to spend the summer working at a camp, and others would be content setting up their own business. Here are a few fun summer job ideas and ways to make sure you define what you are looking for before you begin your search…

Free Spreadsheet To Get Your Financial Life On One Page

written by Bob Lotich, CEPF® | Managing Money, Productivity, Simplify

Getting Control of your money by using a F.L.O.P., getting your Financial Life on One Page!

Being impacted by my uncle’s premature death and wanting to do everything I can do to help my wife, I decided to create a system for keeping things organized. It has been a work in progress over the last few years, but has evolved into a very helpful tool…

Money & Marriage: 7 lessons I have learned so far

written by Bob Lotich, CEPF® | Managing Money

Money and Marriage, how to avoid marital money fights and conquer money management

These are the 7 lessons about money and marriage that I have learned so far…

The Importance of Life Insurance

written by Bob Lotich, CEPF® | Saving Money

The Importance of Life Insurance

If you don’t have life insurance and you have a family that you support, today is your day. Part of preparation is for our benefit and part of it is for the benefit of our loved ones. In this case you and I won’t have any tangible benefit from purchasing life insurance, but the peace of knowing that our loved ones will have a nice financial buffer is pretty nice.

10 Free Dates Your Wife Will Love

written by Bob Lotich, CEPF® | Saving Money

10 free date ideas that your wife will love - https://seedtime.com/10-free-dates-your-wife-will-love/

Alright, I can’t guarantee that she will “love” all of them, I mean what kind of guy would I be if I completely understood women? 😉 But, I am sure that she will at least love some of them, depending on the type of lady you have…

Long Term Care Insurance: Are Seniors The Only Ones Who Need it?

written by Jay Peroni, CFP® | Managing Money

are seniors the only ones who need long term care insurance

Many in their 40s and 50s begin to wonder about long-term care insurance. They may be taking care of an aging parent or seeing someone they love that needs an assisted living facility, in home health care, or a nursing home. So that brings up an interesting question: who needs long-term care insurance?

Should You Sell Your House to Pay Off Debt?

written by Joe | Debt Help, Managing Money

should you sell your house to pay off debt

“Help!” you are crying. “My debt load is weighting me down so much that I am considering selling my house to get rid of it. Should I?” Although I appreciate your willingness to sacrifice in order to dump debt, selling your house may not be the best way. Ask yourself the following question: Why am I in debt?

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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