We have all had those moments when a family member asks for money. And if you haven’t you can bet you will at some point. And if you are anything like me, you want to help because you love them. But you don’t want to make the relationship awkward and you don’t want to create […]
Family
How to calculate your real hourly wage
I am currently reading Your Money or Your Life — which is a great book by the way. And I won’t turn this article into a review of the book since I haven’t finished it yet, but one of the things that I found very valuable the other day was calculating your real hourly wage. It’s not as simple as saying, “I make $400 a week and work 40 hours, therefore I make $10/hr.” When you factor in all the additional expenses of having your job (which some may not be obvious) that you could avoid if you didn’t have that particular job, you begin to see the value in this calculation.
How Your Family Can Take Back Christmas!
Over the years, Jan and I have seen the joy of Christmas turn to stress as we annually exhausted ourselves with shopping lists, shopping extravagances, and mounds of gifts to be wrapped and delivered. We had allowed Christmas to become our master, and we found ourselves enduring rather than enjoying the season . . . .
My five favorite quotes from Warren Buffett
These are my thoughts about my five favorite quotes from Warren Buffett… “Do business with people you like and who share your objectives.”Isn’t there more to life than money? I have met people who I wouldn’t work with for a million dollars, haven’t you? People are people and you will never be completely insulated from people who bug you, but if you are hiring them or choosing to work with them, they might as well be people you enjoy being around.
7 Reasons You Should Review Your Life Insurance Policy
Figuring that you never have to review your insurance needs is one of the most common misconceptions about life insurance! But, if you don’t review your plan annually — or, for that matter, don’t have a financial plan — here are some guidelines to know when you should review your life insurance.
20 Frugal Date Ideas for Valentine’s Day
Since these days so many people are looking for cheap date ideas that are actually fun, I decided to create a little list of a few…
How to Survive a Financial Crisis: 12 Tips For Married Couples
Job loss. A lay off. Fraud. Getting fired. Robbery. Legal Issues. Credit card debt. In a moment, any of these instantaneous events can shatter your financial plan. At times these events do not come alone, but they come in groups – event after event. Unfortunately, life is filled with disappointment, frustration, and surprise. So what […]
How To Create A Will In Less Than 10 Minutes And For FREE!
Well, if you didn’t know (and I am sure you didn’t), this month is National “Make-A-Will” month. And while I tend to think manufactured holidays and “months” like this are silly, in this case I think it is a good reminder for those who haven’t taken this critical and simple step. So today I am […]
