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Featured Articles

21 Great Bible Verses About Giving

written by Bob Lotich, CEPF® | Biblical Personal Finance, Popular

Bible verses about giving

The attitude behind it really matters. There is a huge difference between buying stuff that you feel (or are) obligated to, and intentionally (and cheerfully) giving something to another person. So if you need a little boost to your giving attitude this year, do a little meditating on the scriptures below…

Make money writing for Hubpages

written by Bob Lotich, CEPF® | Debt Help, Entrepreneurship, Making Money

How I make $2 per month for each article I write at hubpages

..These are the steps I took to start making money writing for hubpages… I did very little if any work after creating the hubpages and yet I still made $47.14 in July…

How to sell books on Amazon and make money!

written by Bob Lotich, CEPF® | Making Money

how to actually sell your books on amazon and make some money!

These are the steps I take when selling books on Amazon. By following a few of these steps you can make more money with each item that you sell…

Whats the best personal finance software?

written by Bob Lotich, CEPF® | Budgeting, Managing Money

what is the best personal finance software

These are about 15 of the best personal finance software options… Which is your favorite?

Make Money Designing Logos

written by Bob Lotich, CEPF® | Making Money

I am always intrigued with alternative and/or new ways to make money from the typical 9-5. It is becoming more apparent to me that the typical 9-5 jobs that many have become accustomed to over the last few decades is probably not going to be as prevalent in the future.

The newest income-generator that I found is for designers (or wanna-be’s). CrowdSpring.com and a couple other similar sites allow buyers to post a project and how much they are willing to pay for it. Designers then create logos, design elements, or whatever it calls for and the best one wins. Basically it just puts the control back into the buyer’s hands by letting them choose from the multiple entries from various designers.

Free and Legal TV and Movies online

written by Bob Lotich, CEPF® | Saving Money, Simplify

I was going to name it something like “where to find free TV and Movies online,” but changed it to make sure I added “legal” in there. It turns out that a whole lot of what I was finding wasn’t legal. I saw a link on one site to “Marley and Me” and I thought to myself, “isn’t that still in the theaters?” Sure enough I was right, as the video started, I noticed that I could actually see the theater seats in the recording. I guess someone recorded it directly from the theater – I am going to assume that isn’t legal. 🙂

Free Franklin Planner templates

written by Bob Lotich, CEPF® | Productivity, Saving Money, Simplify

If you are like me and a little bit taken back by the high price of replacing the pages in your Franklin planner, I just found a great alternative.

If you are like me and a little bit taken back by the high price of replacing the pages in your Franklin planner, I just found a great alternative. It does require a little bit of an upfront investment and some elbow grease, but it should pay for itself very quickly. ..What you need to create your own planner pages… Paper – probably a thin stock, to keep your planner from becoming too bulky…

Fit a camel through the eye of a needle? [Bible Verse meaning]

written by Bob Lotich, CEPF® | Biblical Personal Finance

Fitting through the eye of a needle

Ah, you know the verse. It’s the one that people love to quote when they are trying to prove that Christians should be poor because it appears to be more righteous. Well, is it really? “For it is easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of God.” Let’s look at the definition of “rich,” and see who qualifies.

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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