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What to Do if You Can’t Pay Your Taxes

written by Lynnae | Managing Money

Tax tips to help if you can't pay your taxes

April 15 will be here before we know it. For those of us who owe taxes, that date comes too soon each year. If you’re someone who owes taxes this year, hopefully you don’t owe that much. But what if you do? What if you owe so much that you can’t pay your taxes by […]

Minimalism: The Myths and the Life-Changing Benefits

written by Bob Lotich, CEPF® | Saving Money

[mv_video key=”s9lktkiurm6ndt0u7nay” volume=”70″ sticky=”false” ratio=””] I recently did an interview with Joshua Becker who is a former pastor and a widely respected thought-leader in the minimalist movement. He has a great blog and has written several books teaching his theory of practical minimalism. Below are just a few things that we cover in this interview […]

How to quit spending more money than you make

written by Bob Lotich, CEPF® | Biblical Personal Finance, Budgeting, Debt Help, Saving Money

How to quit spending more money than you make

So you want to learn how to quit spending more money than you make? Here are a few ideas that have helped me…

Money & Marriage: 7 lessons I have learned so far

written by Bob Lotich, CEPF® | Managing Money

Money and Marriage, how to avoid marital money fights and conquer money management

These are the 7 lessons about money and marriage that I have learned so far…

25 Famous Bible Verses (Top Scriptures On Love, Strength, Hope & More)

written by Bob Lotich, CEPF® | Biblical Personal Finance

25 Famous Bible Verses Top Scriptures On Love, Strength, Hope & More

It is difficult to make a list of the best Bible verses – I mean they are all great – right? But, I decided to compile a list of the most famous Bible verses and here they are…

10 Encouraging Bible Verses & Uplifting Scriptures [FREE PDF]

written by Bob Lotich, CEPF® | Biblical Personal Finance, Popular

Everyone needs a bit of encouragement from time to time. Thankfully we have the Bible as our ultimate source of encouragement! Check out these 10 bible verses and be encouraged about how faithful our God is!

Everyone needs a bit of encouragement from time to time. Thankfully, the Bible is full of encouraging verses! Even in the midst of the “financial crisis” that we are in the middle of, we can remain hopeful and encouraged if we keep trusting in God. I have found that the key is to finding specific Bible verses and meditating on them. According to the Word, this is how faith comes. The more we soak up the truth of God’s Word, the more assured we become that He really is going to take care of us!

New Law on Bank Overdraft Fees & The “Courtesy” Overdraft Protection

written by Bob Lotich, CEPF® | Saving Money

Recently Consumer Reports released an article discussing the new Federal law pertaining to banks and their overdraft services. Not sure if the motivation for the new regulation was customers like the one above, but I think it is probably a good thing.

Believe it or not, that $35 fee that the bank charges you when you overdraw your account is actually a “service” that your bank is offering you. They care so much about your well being that they want you to be able to buy that Snickers bar without being told that you don’t have the money in your account. 😉 And then they charge you $35 when you spend 50 cents more than you have in your account…

4 Free Ways to Do Your Taxes on Your Phone

written by Rich Avery | Managing Money, Saving Money

These are 4 ways you can file your taxes for free using your iphone. One of them even offers free state tax filing as well as free federal filing! Enjoy!

Are you ready to start working on your 2012 state and federal tax returns? There’s an app for that! Actually, there are several free ways to do your taxes on your tablet or smartphone. Suddenly, tax time just got a little less taxing — and maybe even a little more fun.

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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