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25 Money-Saving Ideas For Your Wedding (From Pinterest)

written by Bob Lotich, CEPF® | Saving Money

25 amazing #wedding-ideas to help you actually save money on your wedding day!

12 years ago when I married my lovely wife, we got creative and had a wedding and reception (thanks to some awesome friends and family) that we loved for just a couple thousand dollars. But back then – before the days of Pinterest – we had to actually be creative. 😉 Now-a-days you can spend […]

How to Rent a Car Without a Credit Card

written by Kevin Mercadante | Managing Money

There is a common misconception that in order to get a rental car you must pay with a credit card. In reality, there are at least two ways to rent a car without a credit card. One is by using a debit card – and you probably already knew this – but the other may surprise you. It’s cash! Yes, cash.

There is a common misconception that in order to get a rental car you must pay with a credit card. In reality, there are at least two ways to rent a car without a credit card. One is by using a debit card — and you probably already knew this — but the other may surprise you.

How to Open an Etsy Store: A Step-by-Step Guide

written by Guest | Entrepreneurship

Want to open an Etsy store to make some extra money? This article details every step in the process....If you haven't heard of Etsy, well basically is it a website that allows you to create a simple storefront to sell your crafts, homemade items, vintage items, or a lot more. It has exploded in growth over the last few years and many artists are finding it to be a great way to earn money from their creations.

If you haven’t heard of Etsy, well basically is it a website that allows you to create a simple storefront to sell your crafts, homemade items, vintage items, or a lot more. It has exploded in growth over the last few years and many artists are finding it to be a great way to earn money from their creations.

Should Christians Work on Sundays?

written by Tim | Biblical Personal Finance, Career & Work, Entrepreneurship

Should Christians work on Sundays?

Let me start of by saying that I am a Christian and these are my views about Christians working on Sunday. My views probably don’t match up exactly with every person who reads this article, and that’s okay! I encourage you to discuss and share your thoughts on this article in a respectful way . . . .

The Ultimate Guide to Building a Church Website For under $100

written by Bob Lotich, CEPF® | Saving Money

The ultimate guide to build a church website for under $100 and quickly! Step-by-step tutorials and instruction.

If you haven’t noticed by now, church websites have been popping up all over the internet. Some are good…some are not so good. Whether you have a church of 3,000 or 300, a website is a great tool for showing others about the church and connecting with new visitors. The best part is that a […]

6 Simple Ways You Can Improve Your Credit Score

written by Kevin Mercadante | Debt Help

6 simple ways to improve your credit score

If your credit score has fallen recently, due to a missed payment or two, or perhaps you have too much credit outstanding, there are some simple ways you can improve on your credit score that will get it back on the right track. Doing a combination of several of these could see your credit score rise significantly in just the next few months — and that goes for your credit score at each credit repository.

Betterment: The simplest way to start investing today

written by Tim | Investing

the simplest way to start investing today

Investing can be a challenging part of money management. Whether you’re trying to learn the basics of stock investing, or invest in mutual funds, it can be confusing to understand important concepts of risk and return. Betterment is a personal investing account that aims to make investing and saving simple for people and they do a nice job of it.

5 Things Teens Should Do with Their Money

written by Carol | Saving Money

Our nine-year-old doesn’t have a regular income, so we haven’t required him to meet any financial responsibilities. But our teens are a different story . . . .

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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