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Should Christians save for retirement?

written by Bob Lotich, CEPF® | Biblical Personal Finance

Bible verses about retirement and resting: While the Bible doesn’t seem to have specific verses referring to retirement, it does point out the importance of rest. God, our creator, understands the value of rest and relaxation. That, of course, is why He created Sundays! To add to that… Then, because so many people were coming and going that they did not even have a chance to eat, he said to them, “Come with me by yourselves to a quiet place and get some rest. Mark 6:31

Why we began giving our age as a percentage

written by Bob Lotich, CEPF® | Biblical Personal Finance, Popular

Why we give our age as a percentage

I can still remember exactly where I was standing in the middle of that field when He dropped it on my heart. I was in my secret place (that wasn’t really that secret).  It was technically a construction site for an upcoming phase in our subdivision high up on a hill. For whatever reason development […]

7 simple ways to make $100/month

written by Bob Lotich, CEPF® | Making Money

These are 7 simple ways you can make $100 this month - or a lot more! #makemoney #makingmoney #earnmoney #sidehustle

It is amazing what just an extra $100/month can do for your finances. And on one hand it can seem like a really difficult thing to accomplish, but in reality making $100 (or more a month) can be pretty easy. There have been countless things I have done over the years to earn some extra […]

Life Lessons from 6 Famous Failures

written by Joe | Productivity

6 lessons from famous failures

Have you ever met a successful person who did not encounter some failures along the way? I know I haven’t … it seems that failure is inextricably blended into the pathway toward success. Fortunately for us, some very famous people have traveled this path. What can we learn from these “famous failures”?

10 Things Every Parent Should Tell Their Kids (and Themselves)

written by Kevin Mercadante | Saving Money

These are 10 important things we should be telling our children - and even ourselves

Because the world encourages us to seek success so diligently, we almost need to have an entirely different mindset in order to find happiness. Along that line, here are several things every parent should tell their kids — and themselves — about how to find true happiness in life — even if financial success never comes your way.

How Cars Affect your Financial Freedom

written by Bob Lotich, CEPF® | Debt Help, Saving Money

How your car dramatically affects your financial freedom...

I had a revelation about cars that has caused me to not really care what mine looks like. It’s not that I don’t want a really fast car, it is just that there is something I want a bit more: financial freedom.

7 Reasons You Should Review Your Life Insurance Policy

written by Jason Topp CFP®, CRPC® | Managing Money, Saving Money

7 Reasons You Should Review Your Life Insurance policy

Figuring that you never have to review your insurance needs is one of the most common misconceptions about life insurance! But, if you don’t review your plan annually — or, for that matter, don’t have a financial plan — here are some guidelines to know when you should review your life insurance.

How to finally get started with your business idea

written by Bob Lotich, CEPF® | Entrepreneurship

Have you been dreaming of starting a business? Check this out to get a little help to finally get it started!

I remember sitting in my cubicle, with cloth walls surrounding me – or should I say caving in on me – with the sterile glow of a fluorescent light above my head. I had to stand up and look 50 yards in either direction just to catch a glimpse of sunlight. I still remember the […]

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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