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4 Financial Lessons from Solomon (The Richest Man Ever)

written by Bob Lotich, CEPF® | Biblical Personal Finance

The Bible says that Solomon was the richest man who ever lived and also the wisest ever to live (1 Kings 4:31). I think that makes him qualified to give some financial advice

When you don’t see results from tithing

written by Bob Lotich, CEPF® | Biblical Personal Finance

For all the encouraging tithing testimonies that I hear from readers, I occasionally get people emailing or commenting something like this: “Tithing didn’t work for me” “I tithed for a while, but didn’t see results” “I quit tithing because I didn’t notice any change” I have wanted to write this article for a while addressing this, […]

25 Top Ways To Save Money (that work fast)

written by Bob Lotich, CEPF® | Saving Money, Popular

Ways to save money

25 ways to save money by not doing what “normal” people do. A lot of money can be saved by thinking “outside the box.”

Why I use credit cards instead of debit cards or cash

written by Bob Lotich, CEPF® | Saving Money

why i use credit cards instead of debit cards

The simple truth is that while they cost me a lot of money early in my life in interest charges (because of my bad financial habits), at this point, they save me far more money than I could have ever imagined. This is another one of those articles that I should have written years ago, […]

Fundrise Review: Fundrise vs. My Rental Property

written by Bob Lotich, CEPF® | Investing

Fundrise REinvesting review

Ever since I read Rich Dad, Poor Dad about 15 years ago, I have been itching to get into real estate investing. While I don’t agree with everything in that book and he makes it seem just a little too easy, I do think some of the principles of building wealth with real estate are […]

Why I took a Sabbatical year (and how I did it)

written by Bob Lotich, CEPF® | Biblical Personal Finance, Popular

my sabbatical walk in the desert

This 7,000 word guide explains why I took a sabbatical year and exactly how I did it, just in case you are wanting to take a sabbatical for yourself.

Life Lessons from 6 Famous Failures

written by Joe | Productivity

6 lessons from famous failures

Have you ever met a successful person who did not encounter some failures along the way? I know I haven’t … it seems that failure is inextricably blended into the pathway toward success. Fortunately for us, some very famous people have traveled this path. What can we learn from these “famous failures”?

How To Start a Money-Making Blog [FREE e-Course]

written by Bob Lotich, CEPF® | Making Money

How to start a website or blog in 10 minutes tips from a pro-blogger making a full-time living blogging!

Since I am now making a full time income from my blog, I decided that I needed to write about how to make money with a blog. This article contains the things I have done over the last 2 years to drastically increase my blog earnings…

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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