Technology is changing everything – even the well-worn process of getting a loan through a bank. You can now streamline the whole borrowing process and consolidate your debt with Lending Club. Lending Club is the largest and most well-known of the rising class of direct lending platforms that enable both borrowers and investors to bypass […]
The Step-by-Step Guide to Clean and Repair your Credit Report
The following article was written by our CFP® friend Neal Frankle. He is the chief editor of WealthPilgrim.com. Nobody’s perfect. You aren’t and neither am I. But neither are the credit bureaus who compile your credit history or the creditors who report to those bureaus. If you have some splotches on your credit report the […]
How I Broke Free From The Rat Race (in less than 2 years)
A little over a year ago I ventured out into self-employment after spending much of the previous decade in the “Rat Race”. For most of that time I was a glorified pencil-pusher in the corporate abyss of a Fortune 500 company.
Now that I have spent over a year working for myself I can’t imagine doing anything else. For as trapped and held down as I felt before, I feel the opposite extreme of the joy of freedom. Just to be clear, self-employment has it’s own challenges and difficulties, but I honestly think they pale in comparison to what I went through while spinning my wheels in the Rat Race.
How To Set Up A Budget With Inconsistent Income
The fact is, it is more difficult to set up a budget when you never know how much you are going to make each month – but it still can (and in my opinion) should definitely be done. I happen to think it is far more important for those with irregular income to set up a budget because of the quick damage that can be caused if you don’t…
Starting an Ebay Business: A Step-by-Step Guide
A while back I did an experiment to see if I could start a profitable Ebay business. This article shows how I did it and what my results were…
4 Simple Ways to Pay Off Your Mortgage Early
Buying a home is a major expense — and a major debt. It’s said it’s the biggest purchase you’ll make in your life. A traditional mortgage loan is repaid over the course of 30 years, but today, some terms call for up to 40 years of repayment. To some, three or four decades seem like an interminable amount of time to take to pay off a debt… These are 4 simple ways to pay off your mortgage early!
20 Frugal Date Ideas for Valentine’s Day
Since these days so many people are looking for cheap date ideas that are actually fun, I decided to create a little list of a few…
21 Bible Verses for when you need to feel God’s love
In life, there may be times where you feel alone. Do not despair, for God is with you. At times we all need a little reminder of God’s presence and His love for us. John 3:16, arguably the most well known verse of the Bible, tells us: For God so loved the world that He […]
