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Shopping Tips

75 gas saving tips (for cars, trucks, etc)

written by Bob Lotich, CEPF® | Saving Money

Remember the good ‘ol days when you could fill up your gas tank for about $10? Well, since those prices don’t seem to be ever coming back again, we might as well figure out how to not use as much! To give you a little head start, I scoured the internet looking for the best […]

The 5 Best And Worst Car Insurance Companies As Rated By Consumers

written by Guest | Saving Money

earning cash from your cars

Every year, J.D. Power and Associates ranks consumer satisfaction across a variety of industries and services using information gathered through surveys, and one of their most areas of expertise is the automotive world. Their list is acclaimed for its accuracy and respectability. In August 2009, they released their annual ratings of auto insurance providers determined by customer satisfaction…

How to get textbooks for free

written by Bob Lotich, CEPF® | Making Money, Saving Money

A simple method you can use to get your college textbooks for free!

This was a trick I discovered late in college, that I wish I would have known about earlier, it could have saved me thousands over my college years. It shouldn’t take more than a hour and could save you hundreds each semester.

12 Wedding Ideas to Fit Your Budget

written by Carol | Saving Money

diy ideas to fit your wedding budget

My husband asked me to marry him in November and we planned a February wedding. My younger sister, however, had already been engaged for over a year with a June wedding planned. I was accused of trying to upstage her wedding, steal her guests, and use up Daddy’s money. Of all things, I better not use up Daddy’s money. Whatever your reasons for cutting your wedding expenses, I have the ideas for you.

10 Free Dates Your Wife Will Love

written by Bob Lotich, CEPF® | Saving Money

10 free date ideas that your wife will love - https://seedtime.com/10-free-dates-your-wife-will-love/

Alright, I can’t guarantee that she will “love” all of them, I mean what kind of guy would I be if I completely understood women? 😉 But, I am sure that she will at least love some of them, depending on the type of lady you have…

The art of thrift store shopping

written by Bob Lotich, CEPF® | Saving Money

The art of #thrifting (thrift store shopping)

If you have never gone thrift store shopping, you are missing out on one of the great joys in life! These are my tips for making the most of your thrift store shopping experience…

Should You Get LED Lights to Replace Your Incandescent Bulbs?

written by Bob Lotich, CEPF® | Saving Money

…At first glance that could seem like a ridiculous price to pay for a light bulb. But if you consider the fact that this light bulb is rated for 25,000 hours – which is 23 years if you use it an average of 3 hours a day – this may not be a bad price…

Long Term Care Insurance: Are Seniors The Only Ones Who Need it?

written by Jay Peroni, CFP® | Managing Money

are seniors the only ones who need long term care insurance

Many in their 40s and 50s begin to wonder about long-term care insurance. They may be taking care of an aging parent or seeing someone they love that needs an assisted living facility, in home health care, or a nursing home. So that brings up an interesting question: who needs long-term care insurance?

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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