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The Blog

Christian Budgeting – Bible Verses about Budgeting

written by Bob Lotich, CEPF® | Biblical Personal Finance, Budgeting

Christian Budgeting Bible verses about Budgeting

Do you have a household budget? Everyone needs to have a budget. From experience, budgeting allows freedom. When you tell your money where to go, I’ve found that I actually have more money. Instead of wasting money on daily insignificant wants, I can afford my goals of bigger wants! The Bible also discusses the need […]

Starting an Ebay Business: A Step-by-Step Guide

written by Bob Lotich, CEPF® | Entrepreneurship, Making Money

A while back I did an experiment to see if I could start a profitable Ebay business. This article shows how I did it and what my results were…

4 Simple Ways to Pay Off Your Mortgage Early

written by Joe | Debt Help

Buying a home is a major expense — and a major debt. It’s said it’s the biggest purchase you’ll make in your life. A traditional mortgage loan is repaid over the course of 30 years, but today, some terms call for up to 40 years of repayment. To some, three or four decades seem like an interminable amount of time to take to pay off a debt… These are 4 simple ways to pay off your mortgage early!

I Remember

written by Bob Lotich, CEPF® | Budgeting, Debt Help, Managing Money, Simplify

I Remember...

I remember when I was living off of Kraft Macaroni and Cheese that was purchased on a nearly-maxxed out credit card. I remember the feeling of hopelessness as I watched my financial life spiral out of control before my eyes…

What the Bible says about about Lending

written by Bob Lotich, CEPF® | Biblical Personal Finance

What the Bible says about Lending

We all know the saying, “A borrow is a slave to the lender.” There are many articles about borrowing money. But, I want to address the Lender. Here are several Bible Verses I’ve found about Lending… should we lend? If so, when is it okay to lend? Exodus 22:25 If you lend money to My […]

What the Bible says about Work

written by Bob Lotich, CEPF® | Biblical Personal Finance, Career & Work

What the Bible says about work

Do you know the subject of work is found pretty frequently in the Bible? I wanted to know what the Bible has to say when it comes to work. There are a variety of examples from working together, needing to work, why you should work and more. In my study of scripture, I found several […]

20 Frugal Date Ideas for Valentine’s Day

written by Bob Lotich, CEPF® | Saving Money

20 frugal date ideas for Valentines day - and even for after V-day!

Since these days so many people are looking for cheap date ideas that are actually fun, I decided to create a little list of a few…

21 Bible Verses for when you need to feel God’s love

written by Dawn | Saving Money

Bible verses about God's love

In life, there may be times where you feel alone. Do not despair, for God is with you. At times we all need a little reminder of God’s presence and His love for us. John 3:16, arguably the most well known verse of the Bible, tells us: For God so loved the world that He […]

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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