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The Blog

Why does God give wealth?

written by Guest | Biblical Personal Finance

Why is it that God gives us wealth? Could it be that He gives it in order that we could help advance His Kingdom?

What is a Roth 401(k)? 6 benefits you might care about…

written by Jay Peroni, CFP® | Managing Money

The Roth 401k offers a lot of benefits that traditional 401ks do not. These are 6 great benefits and reasons you might want to sign up for the Roth option of 401k…

Debt reduction strategy

written by Guest | Debt Help

Do you have a plan to tackle your debt? It doesn’t necessarily need to be long and drawn out, but everyone should have some sort of debt reduction strategy if they want to get out of debt…

Diversification strategy & multiple streams of income in the Bible

written by Bob Lotich, CEPF® | Investing

the little known diversification strategy from the bible

Solomon’s diversification strategy for investing…

Why spending money wisely is a life-skill

written by Bob Lotich, CEPF® | Debt Help, Managing Money

It is incredibly important to start spending money wisely…

Whats the best personal finance software?

written by Bob Lotich, CEPF® | Budgeting, Managing Money

what is the best personal finance software

These are about 15 of the best personal finance software options… Which is your favorite?

Whatever you put your hand to will prosper …

written by Bob Lotich, CEPF® | Biblical Personal Finance

It's easy to say that we want God to prosper what we are doing, but I have noticed that most times in my life when things aren't prospering like I want, it isn't because God didn't hold up His end of the bargain, but that I didn't hold up mine. Usually after prayer and re-evaluation, I can quickly figure out what I was or wasn't doing that was preventing things from prospering like I wanted.

For example, in Psalm 1 it is says that we need to be doing things God’s way and staying in the Word and then what we put our hand to prospers.

Money Mistake #1 – Paying too much for a car

written by Bob Lotich, CEPF® | Money Mistakes, Saving Money

It is obvious that overpaying for something isn’t a good idea, but with cars it is especially a bad idea. The reason is that cars are depreciating assets, so if you take a loan out for your purchase, you immediately enter into a race to pay the car loan down faster than the value drops. In my case with the convertible, I did a lot of things that ensured I was going to lose this race…

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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