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Saving Money

How we saved 75% off our vacation this year

written by Bob Lotich, CEPF® | Saving Money

vacation rentals

I wrote this article article a few years ago, but it has been updated for 2019. This February I took off for what we called a bit of a sabbatical rather than a vacation. But either way, it was great. We rented a condo on the beach and it was SO much cheaper than the […]

8 Practical Ways to Love God More Than Money

written by Joe | Saving Money

8 ways to love GOD more than money

I write this article as much to myself as to you: I fully realize how money will persistently and insidiously seek to capture a bigger and bigger portion of my heart and my life. I also know that drifting through life doesn’t work because I seldom drift closer to God.

Why You Need a Financial Fast

written by Tim | Saving Money

Why you Need a Financial Fast

The Bible doesn’t limit fasting only to food and drinks. Anything that can be given up temporarily so that we can focus our full attention on God can be viewed as a fast.

My Top 10 Christmas Gift Ideas (for those who have everything)

written by Bob Lotich, CEPF® | Saving Money

gift ideas for minimalists

I took all your gift ideas and consolidate them to come up with a top 10 list of the most popular gift ideas for 2011 as chosen by you!

8 Amazon Savings Hacks

written by Bob Lotich, CEPF® | Saving Money

amazon savings

My frequent Amazon purchases had me wondering, “How can I save money when shopping on Amazon?” So, I have put together my top 8 Amazon savings strategies that I have found to be quite useful in saving money. And, I know these hacks will save you some money too! If you would need any further […]

15 Fundamental Truths of Personal Finance

written by Tim | Saving Money

fundamental truths of personal finance

It’s best to set in stone some core financial principles sooner rather than later. Here are some fundamental truths you should always keep in mind.

7 Easy Money Moves You Can Make Today

written by Bob Lotich, CEPF® | Making Money, Saving Money

Today I want to lay out a few simple money moves you can make to improve your finances.  Each one is very different, but all will help you move forward financially. My encouragement to you would be to not just read the list and say to yourself “those are good ideas, I should do that,” […]

My New Credit Card

written by Bob Lotich, CEPF® | Saving Money

So I recently got a new credit card and replaced my Sapphire Preferred that I have been using for over 5 years. You can watch this video for details of why I switched… Now their signup bonus is always changing, but regardless the 1.5% unlimited cashback with no annual fee still makes it a pretty […]

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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