With many people still struggling to find work, bankruptcy filings continue to grow. More than 500,000 people have filed so far this year, according to the National Bankruptcy Research Center. That’s up 17 percent from last year at this time. While bankruptcy’s stigma has weakened in recent years, it is still an especially troubling topic […]
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10 Ways To Make Money For Teenagers This Summer
Before dropping off your first application for a summer job, you should first first stop and define what the perfect summer job looks like. Some teens would love to spend the summer working at a camp, and others would be content setting up their own business. Here are a few fun summer job ideas and ways to make sure you define what you are looking for before you begin your search…
5 Student Loan Forgiveness Programs (for Nurses, Teachers, Military, and Others)
Lately, I have been talking to a lot of folks who are heavily burdened by their student loan debts – some of whom have over $100,000 in student loan debt. And while I believe, according to scripture, we are to pay back our debts, if they are forgiven by the lender then we are off […]
How Giving is a Spiritual Discipline
In Romans 12:8 we learn that some excel in the gift of giving, but what about everyone else? We’ve all heard of spiritual disciplines such as prayer, worship, Bible study and fasting, but what about giving?
New Law on Bank Overdraft Fees & The “Courtesy” Overdraft Protection
Recently Consumer Reports released an article discussing the new Federal law pertaining to banks and their overdraft services. Not sure if the motivation for the new regulation was customers like the one above, but I think it is probably a good thing.
Believe it or not, that $35 fee that the bank charges you when you overdraw your account is actually a “service” that your bank is offering you. They care so much about your well being that they want you to be able to buy that Snickers bar without being told that you don’t have the money in your account. 😉 And then they charge you $35 when you spend 50 cents more than you have in your account…
How to save $1000 (in 1-3 months)
Maybe you had an emergency come up and you realize you need to save $1,000 this month. Or maybe you are wanting to save a $1,000 emergency fund as soon as possible. Or maybe your friends just invited you on a trip and need some cash to join them. Whatever your reason for wanting to […]
15 Fantastic Jobs for 15-Year-Olds (Awesome Opportunities)
In today’s job market, it can be hard for a teenager to find a job. I remember looking for jobs when I was 15 — they were hard to come by! Don’t let the idea of not having a car keep you from finding work. If you’re willing to work, you can find something that’s worth your time.
Press Kit
About Bob Lotich, CEPF® Bob Lotich found himself at his breaking point in his early 20’s overwhelmed by debt and stranded 1,000 miles from home with only $7 to his name. After crying out to God for wisdom and discovering a simpler (and far more effective) approach to money, he reached a level of financial […]