I have noticed that since I’ve started using the envelope system, I’m spending about $60 less per two-week period than when I used a debit card. I think it’s because when I lay three $20s down for groceries, it hurts! When I paid with debit, it didn’t really register with me. –My Total Money Makeover […]
Featured Articles
10 Ways To Make Money For Teenagers This Summer
Before dropping off your first application for a summer job, you should first first stop and define what the perfect summer job looks like. Some teens would love to spend the summer working at a camp, and others would be content setting up their own business. Here are a few fun summer job ideas and ways to make sure you define what you are looking for before you begin your search…
How to overcome the fear of failure
No one likes to fail, but often it is a critical component to our success. These are a few of the things I did to overcome my fear of failure
5 Reasons to Put Your Retirement Plans Ahead of Your Children’s College
I recently spoke with a single mom who was planning to mortgage her paid for house in order to ease her children’s college burdens. Her logic? “I just can’t let them accumulate all of those student loans. What kind of a mother would?”
Free Spreadsheet To Get Your Financial Life On One Page
Being impacted by my uncle’s premature death and wanting to do everything I can do to help my wife, I decided to create a system for keeping things organized. It has been a work in progress over the last few years, but has evolved into a very helpful tool…
What Does The Bible Say About Debt? (The Surprising Truth)
Before you begin your journey to get out of debt, it is important to know what the Bible says about debt. You can then use these truths to build your faith since faith comes by hearing the word. Once you have a solid understanding of what God has to say about the issue, then you can boldly pray about your debt in faith.
10 Encouraging Bible Verses & Uplifting Scriptures [FREE PDF]
Everyone needs a bit of encouragement from time to time. Thankfully, the Bible is full of encouraging verses! Even in the midst of the “financial crisis” that we are in the middle of, we can remain hopeful and encouraged if we keep trusting in God. I have found that the key is to finding specific Bible verses and meditating on them. According to the Word, this is how faith comes. The more we soak up the truth of God’s Word, the more assured we become that He really is going to take care of us!
New Law on Bank Overdraft Fees & The “Courtesy” Overdraft Protection
Recently Consumer Reports released an article discussing the new Federal law pertaining to banks and their overdraft services. Not sure if the motivation for the new regulation was customers like the one above, but I think it is probably a good thing.
Believe it or not, that $35 fee that the bank charges you when you overdraw your account is actually a “service” that your bank is offering you. They care so much about your well being that they want you to be able to buy that Snickers bar without being told that you don’t have the money in your account. 😉 And then they charge you $35 when you spend 50 cents more than you have in your account…
