I am always cautious when writing about credit cards because I know some people get themselves in loads of trouble with their credit cards. But I trust that you are not one of those people and that you are smart enough to know that carrying a balance on a credit card is a no-no! Repeat […]
Good News
My Top 10 Christmas Gift Ideas (for those who have everything)
I took all your gift ideas and consolidate them to come up with a top 10 list of the most popular gift ideas for 2011 as chosen by you!
How to Decide who to Vote for (when you don’t like any of the options)
This is written for the millions of us REALLY struggling with this decision. I have worked painstakingly hard to create a non-partisan guide to help YOU decide who to vote for this year. I don’t feel right about pushing a political agenda with this site, but for those just dying to know the conclusions I […]
15 Bible Verses to start Your day off right!
There is no better way to start your day off right than to be guided by the word of God. Beginning your day in the word, is the best way to have a great day. We have compiled a few of our favorite Bible Verses to help you start your day on the right path. Enjoy! […]
New Law on Bank Overdraft Fees & The “Courtesy” Overdraft Protection
Recently Consumer Reports released an article discussing the new Federal law pertaining to banks and their overdraft services. Not sure if the motivation for the new regulation was customers like the one above, but I think it is probably a good thing.
Believe it or not, that $35 fee that the bank charges you when you overdraw your account is actually a “service” that your bank is offering you. They care so much about your well being that they want you to be able to buy that Snickers bar without being told that you don’t have the money in your account. 😉 And then they charge you $35 when you spend 50 cents more than you have in your account…
ChristianPF is now SeedTime
So why are we rebranding ChristianPF as SeedTime? There are really a lot of factors in this decision, but I will try to give you the gist of it. The short story is that I started ChristianPF in 2007 as my little blog to share my ideas about managing money and I had high hopes […]
What is Medical Tourism . . . and Why is it Becoming Popular?
Rising healthcare costs are forcing modern consumers to search for different ways to reduce expenses and still get the medical service they need. Medical tourism has people living in one country and traveling to another to seek medical, dental and surgical care.
Dave Ramsey critics
Dave Ramsey seems to attract quite a few critics these days. I have heard him being criticized for everything from being over-simplified to allowing people to use debit cards to buy his products.
