• Skip to main content
  • Skip to primary sidebar
  • Skip to footer

  • About
    • About us
    • Why SeedTime?
    • Our Beliefs
    • The Story of SeedTime
  • Podcast
  • Free Book
    • Get your 1st copy free (+S&H)
    • Order multiple copies here
  • Programs
    • Login
    • Mission-Driven Millionaire
    • True Financial Freedom
    • The Real Money Method (unbudgeting) course
    • The 10x Investing course
  • Churches
  • Blog
    • The 14 Financial Tools We Actually Use
    • Our strategy for giving away millions
    • 5 Bible Verses You Should Know (Free PDF)
    • 25 Ways to Save Money
    • Why we began giving our age as a percentage
    • My Checklist To Financial Freedom (Free PDF)
    • Tithing: an honest look and what we do
    • Why I took a Sabbatical YEAR (and how I did it)
    • How to travel for FREE [161 hotel nights and 103 flights all free]
    • 4 Financial Lessons from Solomon: The Richest Man Ever
    • How to become a millionaire by turning $2k into $1 mil
    • How to get out of credit card debt (Free PDF)
    • How I made $2,145 Last Month by decluttering
    • How I Broke Free From the Rat Race (in less than 2 years)
    • We just checked off the biggest goal in our life
    • Our Honest Medi-Share Review after 14 years
    • 4 Money Habits To Start (that basically guarantee financial success)
  • Email

Self Improvement Ideas

What To Do When You Hate Your Job (4 Keys To A Brighter Future)

written by Bob Lotich, CEPF® | Career & Work, Simplify

These are 4 important things to do when you hate your job…

15 Bible Verses to start Your day off right!

written by Dawn | Biblical Personal Finance

Bible verses about giving

There is no better way to start your day off right than to be guided by the word of God.  Beginning your day in the word, is the best way to have a great day. And if you are a Christian who would like to have a thriving financial life freeing you up to be […]

How to overcome the fear of failure

written by Bob Lotich, CEPF® | Simplify

How to overcome the fear of failure

No one likes to fail, but often it is a critical component to our success. These are a few of the things I did to overcome my fear of failure

Free Spreadsheet To Get Your Financial Life On One Page

written by Bob Lotich, CEPF® | Managing Money, Productivity, Simplify

Getting Control of your money by using a F.L.O.P., getting your Financial Life on One Page!

Being impacted by my uncle’s premature death and wanting to do everything I can do to help my wife, I decided to create a system for keeping things organized. It has been a work in progress over the last few years, but has evolved into a very helpful tool…

How to quit spending more money than you make

written by Bob Lotich, CEPF® | Biblical Personal Finance, Budgeting, Debt Help, Saving Money

How to quit spending more money than you make

So you want to learn how to quit spending more money than you make? Here are a few ideas that have helped me…

Why I Think You Should Set A Goal Today

written by Bob Lotich, CEPF® | Biblical Personal Finance, Career & Work, Debt Help

He said rather bluntly, "So, what do you want?". I had thought about a lot of things I didn't want in life. A low-paying job, a job I hated, a dead-end career path were all at the top of my list, but I hadn't really spent much time thinking about things I wanted. He made me. Once I was able to decide on specific things that I wanted in life (particularly in the next 5 years), he had me write them down. This list is what became my 5-year goals

Have you ever wondered how setting a goal and following God’s will can co-exist? After all, what is the point setting a goal that isn’t what God is wanting for us?

What are Treasures In Heaven?

written by Jason Topp CFP®, CRPC® | Biblical Personal Finance, Managing Money

what are treasures in heaven

I often think about what Jesus might say regarding the American Dream. Would he want everyone to be a homeowner, everyone to have comfort and the security of a nice economy with nothing to worry about?

10 Famous Quotes to Help Us Beat Fear & Laziness

written by Bob Lotich, CEPF® | Saving Money

10 famous quotes to help us beat fear and laziness

It’s no secret that I like quotes. I am one of those guys who can get really motivated by the right words. And while some of the best encouraging quotes are in the Bible, there have been a lot of brilliant minds who have said some pretty inspiring words that still help me when I read them. So I decided to gather up the 10 best motivation quotes (in my opinion, of course!).

  • « Go to Previous Page
  • Go to page 1
  • Go to page 2
  • Go to page 3
  • Go to page 4
  • Go to Next Page »

Primary Sidebar

Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

Footer



SeedTime is a 2x Plutus award winning website.
seedtime money logo



SeedTime BBB Business Review
seedtime instagram seedtime money youtube channel seedtime money twitter with Bob Lotich


Our book Simple Money, Rich Life was named 2022 book of the year!
  • Home
  • About
  • Beliefs
  • Blog
  • Courses
  • Churches
  • Press
  • Shop
  • Affiliates
  • Login

Privacy Policy | Terms | Reviews | Earnings Disclaimer | Contact | 636-344-0438
625 Bakers Bridge Ave Suite 105-134 Franklin, TN 37067
©2007-2025 · SeedTime (Formerly ChristianPF)