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20 DIY Summer BBQ Ideas

written by Dawn | Saving Money

20 great and simple #DIY summer #BBQ ideas

Summer is just around the corner and I cannot wait! The winter seems to trap us indoors most of the time. So, with the approach of Summer, I am excited to get out and enjoy the weather. The sun always seems to put me in a good mood. And I hope it does for you, too! […]

How the 80/20 principle applies to your money

written by Tim | Budgeting, Career & Work

You’ve probably heard of “the 80/20 rule.” The technical term for this common phrase is called the Pareto principle, named after . . . you guessed it, a man named Pareto . . . .

30 Frugal House Cleaning Tips

written by Dawn | Saving Money

30 #frugal #house-cleaning-tips to help you clean all areas of your home without spending a lot. Includes some #DIY cleaning ideas as well.

Have you started your Spring cleaning, yet? Spring is the perfect time of the year to overhaul the whole house. After all, with the season comes newness… freshness, right? I take this time to not only thoroughly deep clean my home, but also to declutter every nook and cranny. When I declutter, I find that […]

$500 a Month You Might Be Overlooking

written by Joe | Budgeting, Managing Money, Saving Money

An extra $500/m that you may be missing

Would an extra $500 a month help? Of course. And it is possible that you already have that $500; you simply need to corral it and use it.

25 Awesome DIY Garage Storage And Organization Ideas

written by Dawn | Saving Money

garage organization

Spring prompts overhauling of the house in an annual “Spring Cleaning.” We take this a step further and implement the overhaul into the garage as well. I do not know how the garage collects so many things during the year. Decluttering and organizing is in order. It may take a bit of elbow grease, but […]

6 Inspiring & Generous Givers from History

written by Joe | Biblical Personal Finance

6 inspiring givers from history... https://seedtime.com/givers-from-history/

Giving doesn’t always involve opening your wallet. Some of these unforgettable givers did indeed make amazing financial contributions to God’s Kingdom work, but others are amazing because they gave in other ways. Whatever the type of giving, I offer a “gentle challenge” for each, in hopes that you — like me — will become a better giver.

20 Money-Saving Gardening Tips (From Pinterest)

written by Dawn | Saving Money

20 #gardening tips from Pinterest for those on a budget

With the arrival of Spring, I cannot help but think about the return of gardening season. Spring brings new growth and new ideas for this year’s garden. And, this is the time of year that discussions arise in our household about what to plant, where to plant and when to plant. Do you grow a […]

24 Bible Verses For Business Owners

written by Bob Lotich, CEPF® | Biblical Personal Finance

I did some digging to find some scriptures about business, because I want to do business the right way. So whether you are a business owner, an employee of a business, or just buy stuff from businesses (that covers just about all of us — right?) there is some wisdom to be received from these scriptures.

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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