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10 Frugal Landscaping Ideas to make Your Yard Amazing

written by Dawn | Saving Money

10 Frugal Landscaping Ideas - save money making your yard beautiful!

So, I’m starting to research frugal landscaping ideas to make my yard amazing this Spring. Bloggers have so many fab ideas! There are so many back yard projects, curb appeal DIYs that it’s hard to narrow down what will not only look best for my home, but also won’t hurt my wallet too much! I […]

15 baby toys that you can make for free

written by Jen | Saving Money

15 baby toys that you can make for free!

Who said babies have to be expensive? I am due in a few weeks with baby #3 and let me tell you that I have learned that you don’t need most of the baby stuff that stores try to sell.  Especially when it comes to toys. Babies tend to want to play with everything and […]

5 Free & Insanely Helpful Apps To Help You Get Control of Your Money

written by Bob Lotich, CEPF® | Saving Money

5 FREE and insanely helpful apps that will help you finally get control of your money!

1. Personal Capital See all your accounts in one place with their award-winning software. Their free tools let you manage your entire financial life from one secure place – the one app to eliminate the rest of them. They have become the go-to app for managing your total financial picture.  One of my favorite features is their fee-checker […]

20 ways to use worn out clothes that you’ve never thought of

written by Jen | Saving Money

20 ways to use worn-out clothes and repurpose them

Don’t throw away those worn out clothes, instead repurpose them! There are lots of ways to repurpose clothes and breathe new life into them. We have rounded up 20 creative ideas for your worn out clothes to get you inspired to repurpose what you already have just sitting in your closet, let’s DIY! Those stretched out […]

How to finally get out of that job you hate and find work you love

written by Bob Lotich, CEPF® | Saving Money

how to get out of job you hate and find a job you love!

Each one of us has unique giftings and skills that we have been given by our creator. The challenge sometimes is figuring out how to get them in line with our careers. In my case I feel like I stumbled around for many years in job to job doing things I was working really hard […]

How to Successfully Raise Money for Mission Trips

written by Carol | Saving Money

How to successfully raise money for mission trips

Previously, I discussed raising the money to fund personal financial goals such as these that are not covered by your budget or your savings. But let’s say your financial need is for a community service project or a mission trip and you know that others would like to help you reach your goal. Then there are other, more public ways, to raise the money.

20 Fabulous DIY ideas for Home Shelving

written by Dawn | Saving Money

Check out these 20 DIY shelving ideas to get some inspiration for your next DIY home shelf project!

One of the key items to bring harmony to my home is simply… organization.  There is nothing like coming home to a clean and organized house. Whatever I can do to make my life easier, less stressful, I totally take advantage of.  When things are in order, it’s a peace of mind.  There’s no frantic […]

The Best 5 Work-from-Home Jobs from Someone Who Has Tried Them All

written by Guest | Career & Work, Entrepreneurship

I've tested and tried out all the different work-from-home jobs out there and these are the 5 best ones -

Working from home is an excellent option for people who want to be with their families and still earn a living. When you work from home you can usually build a lot of flexibility into your schedule so that you can attend school functions for your children, care for sick family members, and tend to your household responsibilities . . . .

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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